128 Pebble Bch, Williamsburg, VA 23188 Property Records

James City County property record for 128 Pebble Bch, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,377 sqft · built 2007
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Oct 2017)
Tax Bill	$6,572 (2025)
Deeds & Mortgages	Jun 2020 Transfer Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-1 10-0-0030`

Property Details

APN / Parcel Number

Primary APN	`38-1 10-0-0030`
Alternative APN	`16570`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,377 sqft Living Area
Basement Area	1,991 sqft
Finished Basement	1,377 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	178 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16570
Street Address	128 PEBBLE BCH
City	WILLIAMSBURG
State	VA
Zip	23188-8904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-30 S-9A FORDS COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	30
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2000
Census Tract	80209

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	128 PEBBLE BCH, WILLIAMSBURG, VA 23188-8904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 20, 2017	Warranty Deed, Transfer · Conventional Mortgage AFFINITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2017 · Amount on File
Deed Sale	Oct 20, 2017 · Amount on File
Prior Sale	Oct 20, 2017 · Amount on File
Deed Document Number	0000020125
Last Transfer Date	Jun 16, 2020
Transfer Doc	0000008580
Record Updated	Jun 8, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 16, 2020
Property Address	128 PEBBLE BCH, WILLIAMSBURG, VA 23188-8904
Document Number	0000008580
Instrument Date	Jun 8, 2020
Instrument	8580
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 PEBBLE BCH WILLIAMSBURG VA 231888904, WILLIAMSBURG, VA 23188-8904

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 20, 2017
Property Address	128 PEBBLE BCH, WILLIAMSBURG, VA 23188-8904
Document Number	0000020125
Instrument Date	Oct 11, 2017
Instrument	20125
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 PEBBLE BCH WILLIAMSBURG VA 231888904, WILLIAMSBURG, VA 23188-8904

Mortgage

Document Number	20126
Date	Oct 20, 2017
Instrument	20126

Lender

Name	AFFINITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,572.00 (+6.41%)	$791,900 (+17.79%) Land $143,400 Building $648,500	$791,900 (+17.79%) Land $143,400 Building $648,500
2024	$6,176.00 (+10.68%)
2023	$5,580.00	$672,300 Land $118,400 Building $553,900	$672,300 Land $118,400 Building $553,900
2022	$5,580.00 (+8.33%)
2019	$5,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pebble Bch

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures