145 Park Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 145 Park Ave, Cayucos, CA 93430

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,554 sqft · built 2005
Lot Size0.08 acres (3,500 sqft)
OwnerCompany Name on File
Last Sale$1,135,000 (Jan 2006)
Tax Bill$16,578 (2025)
Deeds & MortgagesMay 2021 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN064-125-013

Property Details

APN / Parcel Number

Primary APN064-125-013

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,554 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood
Lot Area3,500 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address145 PARK AVE
CityCAYUCOS
StateCA
Zip93430-1135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionMORRO RK VW 3 BL 2 LT 28
Legal SubdivisionMORRO PARK VIEW SUB 03
Legal Block2
Legal Lot Number28
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1031
Census Tract10504

Owner

145 Park Ave is owned by a company that acquired it in January 2013.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 22260, BAKERSFIELD, CA 93390-2260
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
PALLA ROSA BV DAIRY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2006 · Amount on File
Deed SaleJan 5, 2006 · Amount on File
Prior SaleJul 31, 2003 · Amount on File
Deed Document Number2006793
Last Transfer DateJan 30, 2013
Transfer Doc0000007337
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address145 PARK AVE, CAYUCOS, CA 93430-1135
Transaction TypeMortgage
Record UpdatedMay 19, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address9414 HIGHLANDS CV, BOERNE, TX 78006-4809

Mortgage

Document Number0000035134
DateMay 11, 2021
Instrument2021035134
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJun 1, 2041

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address145 PARK AVE, CAYUCOS, CA 93430-1135
Document Number0000013073
Instrument DateMar 15, 2017
Transaction TypeMortgage
Record UpdatedApr 11, 2017
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9414 HIGHLANDS CV BOERNE TX 780064809, BOERNE, TX 78006-4809

Mortgage

Document Number0000013073
DateMar 24, 2017
Instrument13073
Lender
NamePALLA ROSA BV DAIRY
Address6404 SHAFTER RD, BAKERSFIELD, CA 93313-9320
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 145 Park Ave was $16,578.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,595,145 (+2%) Land $836,341 Building $758,804
2025$16,578.00$1,563,869 Land $819,943 Building $743,926
2023$16,257.00 (+1.73%)$1,503,144 Land $788,104 Building $715,040
2022$15,980.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 145 Park Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 individual policies
Nearby Flood Policies33 units insured
incl. 12 condo units
Nearby Flood Claims7 (1998–2023)
Claims Outside the SFHA6 of 7
Most Recent ClaimOct 2023
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Park Ave is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO ROCK MUTUAL WATER CO
private · serves 2,181 people · EPA ID CA4010015
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Park Ave

Nearby Streets

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