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183 Park Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 183 Park Ave, Cayucos, CA 93430

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,098 sqft · built 1988
Lot Size0.113 acres (4,900 sqft)
OwnerCompany Name on Record
Last Sale$470,000 (May 2010)
Tax Bill$6,752 (2025)
Deeds & MortgagesSep 2020 Mortgage
Sep 2020 Transfer
Flood ZoneZone X (minimal risk)
APN064-129-013

Property Details

APN / Parcel Number

Primary APN064-129-013

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,098 sqft Living Area
1st Floor Area1,098 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood
Lot Area4,900 sqft (0.113 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address183 PARK AVE
CityCAYUCOS
StateCA
Zip93430-1135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionMORRO RK VW 3 BL 8 LTS 21 & 22 & PTN LT 23
Legal SubdivisionMORRO ROCK VIEW 03
Legal Block8
Legal Lot Number21
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1007
Census Tract10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3526 OCEAN VIEW BLVD, GLENDALE, CA 91208-1212
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LNDG LLC
Sep 30, 2020Quit Claim Deed, Transfer
USA TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2010 · Amount on Record
Deed SaleMay 28, 2010 · Amount on Record
Prior SaleJan 10, 2000 · Amount on Record
Deed Document Number201025001
Prior Transfer DateJul 9, 2002
Prior Transfer Doc0000103120
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address183 PARK AVE, CAYUCOS, CA 93430-1135
Document Number0000054497
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedOct 19, 2020
Title CompanyUSA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3554 HENRIETTA AVE LA CRESCENTA CA 912141135, LA CRESCENTA, CA 91214-1135

Mortgage

Document Number0000054497
DateSep 30, 2020
Instrument54497
Lender
NameSTEARNS LNDG LLC
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 29, 2050

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 30, 2020
Property Address183 PARK AVE, CAYUCOS, CA 93430-1135
Document Number0000054498
Instrument DateSep 28, 2020
Instrument54498
Transaction TypeTransfer
Record UpdatedOct 19, 2020
Title CompanyUSA TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3526 OCEAN VIEW BLVD GLENDALE CA 912081212, GLENDALE, CA 91208-1212

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$658,903 (+2.97%) Land $460,814 Building $198,089
2025$6,752.00 (+7.41%)$639,871 (+9.73%) Land $451,779 Building $188,092
2023$6,286.00 (+1.72%)$583,115 Land $434,237 Building $148,878
2022$6,180.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 individual policies
Nearby Flood Policies33 units insured
incl. 12 condo units
Nearby Flood Claims7 (1998–2023)
Claims Outside the SFHA6 of 7
Most Recent ClaimOct 2023
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO ROCK MUTUAL WATER CO
private · serves 2,181 people · EPA ID CA4010015
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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