Barry County property record for 145 Oak St, Freeport, MI 49325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,728 sqft |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,500 (Sep 2025) |
| Tax Bill | $1,924 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-43-103-008-00 |
| Primary APN | 08-43-103-008-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Finished Area |
| 1st Floor Area | 1,113 sqft |
| Basement Area | 630 sqft |
| Unfinished Basement | 630 sqft |
| Architectural Style | Traditional |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 145 OAK ST |
|---|---|
| City | FREEPORT |
| State | MI |
| Zip | 49325-9408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FREEPORT LOT 8, BLK 3 VILLAGE OF FREEPORT |
| Legal Subdivision | VILLAGE FREEPORT |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | BARRY MI |
| Township / Civil Division | IRVING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10200 |
Source: Barry County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 145 OAK ST, FREEPORT, MI 49325-9408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 25, 2025 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS |
| Nov 9, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN |
| Apr 3, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Apr 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Nov 9, 2018 · Amount on Record |
| Deed Document Number | 20258020 |
| Prior Transfer Date | Feb 7, 2017 |
| Prior Transfer Doc | 3647 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARRY MI |
| Property Address | 145 OAK ST, FREEPORT, MI 49325-9408 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 145 OAK ST, FREEPORT, MI 49325-9408 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002126 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 2022-002126 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BARRY MI |
| Recording Date | Sep 25, 2025 |
| Property Address | 145 OAK ST, FREEPORT, MI 49325-9408 |
| Document Number | 0000008020 |
| Map Reference | LB 1 PG 22 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 2025-008020 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,916.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 OAK ST, FREEPORT, MI 49325-9408 |
| Name | Verified Name |
|---|---|
| Address | 145 OAK ST, FREEPORT, MI 49325-9408 |
| Document Number | 0000008021 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025-008021 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BARRY MI |
| Recording Date | Nov 9, 2018 |
| Property Address | 145 OAK ST, FREEPORT, MI 49325-9408 |
| Document Number | 1109010949 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 181109010949 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2018 |
| Title Company | CHICAGO TITLE/MI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,221.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 145 OAK ST FREEPORT MI 493259408, FREEPORT, MI 49325-9408 |
| Document Number | 1109010950 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 181109010950 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 8, 2048 |
| Document Number | 1109010951, |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 181109010951 |
| Name | MICHIGAN ST HSNG DEV AUTH |
|---|---|
| Address | LANSING, MI 48912 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARRY MI |
| Recording Date | Apr 3, 2017 |
| Property Address | 145 OAK ST, FREEPORT, MI 49325-9408 |
| Document Number | 0403003647 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 170403003647 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6360 E CARLTON CENTER RD WOODLAND MI 488979720, WOODLAND, MI 48897-9720 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BARRY MI |
| Recording Date | Apr 3, 2017 |
| Property Address | 145 OAK ST, FREEPORT, MI 49325-9408 |
| Document Number | 0403003549 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 170403003549 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $593.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6360 E CARLTON CENTER RD WOODLAND MI 488979720, WOODLAND, MI 48897-9720 |
| Document Number | 403003650 |
|---|---|
| Date | Apr 3, 2017 |
| Instrument | 170403003650 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Barry County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Barry County |
| County Subdivision | Irving Township |
| Municipality | Freeport Village |
| Unified School District | Thornapple Kellogg School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,300 (+3.91%) | $212,600 (+3.91%) | |
| 2025 | $1,924.00 (-46.69%) Homeowner's exemption | $102,300 | $204,600 |
| 2023 | $3,609.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 17, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEPORT serves 483 people · EPA ID MI0002480 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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