Barry County property record for 120 Oak St, Freeport, MI 49325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 916 sqft · built 1898 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Aug 2021) |
| Tax Bill | $1,751 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-43-104-003-00 |
| Primary APN | 08-43-104-003-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 916 sqft Finished Area |
| 1st Floor Area | 812 sqft |
| Basement Area | 812 sqft |
| Unfinished Basement | 812 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 120 OAK ST |
|---|---|
| City | FREEPORT |
| State | MI |
| Zip | 49325-9408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FREEPORT N 1/2 LOTS 3-4 BLK 4 VILLAGE OF FREEPORT |
| Legal Subdivision | VILLAGE FREEPORT |
| Legal Block | 4 |
| Legal Lot Number | 3-4 |
| Jurisdiction | BARRY MI |
| Township / Civil Division | IRVING |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 10200 |
120 Oak St is owned and occupied by an individual who bought it in August 2021.
Source: Barry County records, as of July 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 OAK ST, FREEPORT, MI 49325-9408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST |
| Aug 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Apr 6, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Apr 27, 2021 | Intrafamily Transfer, Transfer |
| Jan 6, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 1, 2017 | Warranty Deed, Transfer SUN TITLE AGENCY/MI LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on File |
| Deed Sale | Aug 31, 2021 · Amount on File |
| Prior Sale | Aug 1, 2017 · Amount on File |
| Deed Document Number | 202110763 |
| Prior Transfer Date | Apr 1, 2021 |
| Prior Transfer Doc | 5578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARRY MI |
| Property Address | 120 OAK ST, FREEPORT, MI 49325-9408 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1076 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-001076 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | PORTAGE, MI 49024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BARRY MI |
| Recording Date | Aug 31, 2021 |
| Property Address | 120 OAK ST, FREEPORT, MI 49325-9408 |
| Document Number | 10763 |
| Map Reference | LB 1 PG 22 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021-010763 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 OAK ST, 120, FREEPORT, MI 49325-9408 |
| Name | Verified Name |
|---|---|
| Address | 120 OAK ST, FREEPORT, MI 49325-9408 |
| Document Number | 10764 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-010764 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARRY MI |
| Recording Date | Apr 6, 2021 |
| Property Address | 120 OAK ST, FREEPORT, MI 49325-9408 |
| Document Number | 4579 |
| Map Reference | LB 1 PG 22 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 2021-004579 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7415 ORLEE ST SE, 7415, CALEDONIA, MI 49316-9536 |
| Name | Verified Name |
|---|---|
| Address | 120 OAK ST, FREEPORT, MI 49325-9408 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BARRY MI |
| Recording Date | Apr 27, 2021 |
| Property Address | 120 OAK ST, FREEPORT, MI 49325-9408 |
| Document Number | 5578 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 2021-005578 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 OAK ST, FREEPORT, MI 49325-9408 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARRY MI |
| Recording Date | Jan 6, 2021 |
| Property Address | 120 OAK ST, FREEPORT, MI 49325-9408 |
| Document Number | 0106000220 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 210106000220 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7415 ORLEE ST SE CALEDONIA MI 493169536, CALEDONIA, MI 49316-9536 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BARRY MI |
| Recording Date | Aug 1, 2017 |
| Property Address | 120 OAK ST, FREEPORT, MI 49325-9408 |
| Document Number | 0801007668 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 170801007668 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2017 |
| Title Company | SUN TITLE AGENCY/MI LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $560.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7630 90TH AVE EVART MI 496318218, EVART, MI 49631-8218 |
The 2025 property tax bill for 120 Oak St was $1,751 with a homeowner's exemption.
Source: Barry County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Barry County |
| County Subdivision | Irving Township |
| Municipality | Freeport Village |
| Unified School District | Thornapple Kellogg School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,200 | $156,400 | |
| 2025 | $1,751.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 120 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEPORT serves 483 people · EPA ID MI0002480 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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