145 Neptune Pl, Escondido, CA 92026 Property Records

San Diego County property record for 145 Neptune Pl, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,755 sqft · built 1990
Lot Size	0.228 acres (9,923 sqft)
Owner	Individual Name on Record
Last Sale	$617,000 (Dec 2020)
Tax Bill	$7,570 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`227-660-32-00`

Property Details

APN / Parcel Number

Primary APN	`227-660-32-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,755 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	9,923 sqft (0.228 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	145 NEPTUNE PL
City	ESCONDIDO
State	CA
Zip	92026-2076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 32 TR 012065
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	012065
Legal Block	1
Legal Lot Number	32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1010
Census Tract	20106

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 NEPTUNE PL, ESCONDIDO, CA 92026-2076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 11, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 26, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	May 20, 2008 · Amount on Record
Deed Document Number	2020798299
Prior Transfer Date	Feb 15, 2019
Prior Transfer Doc	0000068386
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2026
Property Address	145 NEPTUNE PL, ESCONDIDO, CA 92026-2076
Document Number	0000109974
Instrument Date	Apr 14, 2026
Instrument	2026109974
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 NEPTUNE PL, ESCONDIDO, CA 92026-2076

Mortgage

Document Number	0000109974,
Date	Apr 21, 2026
Instrument	2026109974

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	145 NEPTUNE PL, ESCONDIDO, CA 92026-2076
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 NEPTUNE PL, ESCONDIDO, CA 92026-2076

Mortgage

Document Number	0000345778
Date	Dec 8, 2025
Instrument	2025-0345778

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	145 NEPTUNE PL, ESCONDIDO, CA 92026-2076
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 NEPTUNE PL, ESCONDIDO, CA 92026-2076

Mortgage

Document Number	0000535785
Date	Jul 28, 2021
Instrument	2021-0535785

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2020
Property Address	145 NEPTUNE PL, ESCONDIDO, CA 92026-2076
Document Number	0000798299
Map Reference	MAP 12065
Instrument Date	Dec 9, 2020
Instrument	2020-0798299
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LANDWOOD TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 NEPTUNE PL, ESCONDIDO, CA 92026-2076

Mortgage

Document Number	0000798300
Date	Dec 11, 2020
Instrument	2020-0798300

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2019
Property Address	145 NEPTUNE PL, ESCONDIDO, CA 92026-2076
Document Number	0000068386
Instrument Date	Feb 15, 2019
Instrument	68386
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12297 AVENIDA CONSENTIDO SAN DIEGO CA 921283282, SAN DIEGO, CA 92128-3282

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$681,212 (+2%) Land $263,399 Building $417,813
2025	$7,570.00 (+2.1%) Homeowner's exemption	$667,856 (+4.04%) Land $258,235 Building $409,621
2024	$7,414.00 (+2.33%)
2023	$7,245.00 (+1.09%) Homeowner's exemption	$641,924 Land $248,208 Building $393,716
2022	$7,167.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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