127 Neptune Pl, Escondido, CA 92026 Property Records

San Diego County property record for 127 Neptune Pl, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,912 sqft · built 1990
Lot Size	0.235 acres (10,248 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Jul 2024)
Tax Bill	$9,727 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`227-660-34-00`

Property Details

APN / Parcel Number

Primary APN	`227-660-34-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,912 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Lot Area	10,248 sqft (0.235 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	127 NEPTUNE PL
City	ESCONDIDO
State	CA
Zip	92026-2076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 34 TR 012065
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	012065
Legal Block	1
Legal Lot Number	34
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1010
Census Tract	20106

Owner

Source: San Diego County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 NEPTUNE PL, ESCONDIDO, CA 92026-2076
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Conventional Mortgage FLEXPOINT FUNDING
Jan 6, 2023	Deed of Trust, Mortgage · VA Mortgage ANCHOR FUNDING INC
Mar 11, 2022	Deed of Trust, Mortgage · VA Mortgage ANCHOR FUNDING INC
Jun 21, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 7, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 16, 2017	Grant Deed, Transfer · VA Mortgage WORLD WIDE CREDIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	2024189146
Prior Transfer Date	Oct 13, 2005
Prior Transfer Doc	0000964265
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2026
Property Address	127 NEPTUNE PL, ESCONDIDO, CA 92026-2076
Document Number	0000255037
Instrument Date	Aug 21, 2026
Instrument	2026255037
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	127 NEPTUNE PL, ESCONDIDO, CA 92026-2076

Mortgage

Document Number	0000255038,
Date	Aug 31, 2026
Instrument	2026255038

Lender

Name	FLEXPOINT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	127 NEPTUNE PL, ESCONDIDO, CA 92026-2076
Transaction Type	Mortgage
Record Updated	Jan 17, 2023
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 NEPTUNE PL, ESCONDIDO, CA 92026-2076

Mortgage

Document Number	0000004174
Date	Jan 6, 2023
Instrument	2023-0004174

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	127 NEPTUNE PL, ESCONDIDO, CA 92026-2076
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 NEPTUNE PL, ESCONDIDO, CA 92026-2076

Mortgage

Document Number	0000111119
Date	Mar 11, 2022
Instrument	2022-0111119

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	127 NEPTUNE PL, ESCONDIDO, CA 92026-2076
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 NEPTUNE PL, ESCONDIDO, CA 92026-2076

Mortgage

Document Number	0000450107
Date	Jun 21, 2021
Instrument	2021-0450107

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	127 NEPTUNE PL, ESCONDIDO, CA 92026-2076
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000447291
Date	Oct 7, 2019
Instrument	2019-0447291

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 16, 2017
Property Address	127 NEPTUNE PL, ESCONDIDO, CA 92026-2076
Document Number	0000270727
Instrument Date	Jun 4, 2017
Instrument	270727
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$596.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 NEPTUNE PL ESCONDIDO CA 920262076, ESCONDIDO, CA 92026-2076

Mortgage

Document Number	270728
Date	Jun 16, 2017
Instrument	270728

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$867,000 (+2%) Land $561,000 Building $306,000
2025	$9,727.00 (+40.95%)	$850,000 (+40.59%) Land $550,000 Building $300,000
2023	$6,901.00 (+1.07%)	$604,605 Land $200,322 Building $404,283
2022	$6,828.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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