145 Mulberry Ln, Monroe, VA 24574 Property Records

Amherst County property record for 145 Mulberry Ln, Monroe, VA 24574

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,232 sqft · built 2004
Lot Size	2.17 acres (94,830 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jun 2025)
Tax Bill	$1,380 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137 5 4`

Property Details

APN / Parcel Number

Primary APN	`137 5 4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,232 sqft Living Area
1st Floor Area	2,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Architectural Style	Cape Cod
Exterior Material	Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	94,830 sqft (2.17 acres)
Deck Area	160 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	145 MULBERRY LN
City	MONROE
State	VA
Zip	24574-2104
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A1
Legal Description	LOT 4 WHITE OAK MOUNTAIN ESTA TES ON RT 657 137 5 4
Legal Subdivision	WHITE OAK MOUNTAIN ESTATE
Legal Lot Number	4
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	1
Census Block	1001
Census Tract	10300

Owner

145 Mulberry Ln, a mobile home, is owned and occupied by two individuals who bought it in June 2025.

Source: Amherst County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 MULBERRY LN, MONROE, VA 24574-2104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Feb 1, 2017	Deed of Trust, Mortgage · FmHA Mortgage COLONIAL FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Prior Sale	Mar 31, 2025 · Amount on File
Deed Document Number	20251767
Prior Transfer Date	Mar 28, 2025
Prior Transfer Doc	0000000914
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	145 MULBERRY LN, MONROE, VA 24574-2104
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 MULBERRY LN, MONROE, VA 24574-2104

Mortgage

Document Number	0260000853
Date	Mar 25, 2026
Instrument	260000853

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	145 MULBERRY LN, MONROE, VA 24574-2104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1312/662
Date	Feb 1, 2017
Book Page	1312/662
Instrument	0385

Lender

Name	COLONIAL FARM CREDIT ACA

Agreement

Type	FmHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 145 Mulberry Ln was $1,380, up 79.5% from the year before.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,380.00 (+79.45%)	$126,100 Land $30,900 Building $95,200	$243,400 Land $37,100 Building $206,300
2025	$769.00
2024		$126,100 (-) Land $30,900 Building $95,200	$126,100 (-) Land $30,900 Building $95,200
2023	$769.00	$126,100 Land $30,900 Building $95,200	$126,100 Land $30,900 Building $95,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Mulberry Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Mulberry Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Firefly Fiber Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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