116 Mulberry Ln, Monroe, VA 24574 Property Records

Amherst County property record for 116 Mulberry Ln, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,960 sqft · built 1949
Lot Size	4.41 acres (192,187 sqft)
Owner	Individual Name on File
Last Sale	$189,400 (Mar 2019)
Tax Bill	$2,034 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137 5 3`

Property Details

APN / Parcel Number

Primary APN	`137 5 3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,288 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	192,187 sqft (4.41 acres)

Exterior Amenities

Porch	Patio
Deck Area	255 sqft
Shed	1 Shed
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	116 MULBERRY LN
City	MONROE
State	VA
Zip	24574-2186
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 3 WHITE OAK MOUNTAIN ESTA TES ON RT 657 137 5 3
Legal Subdivision	OAK MOUNTAIN ESTATES
Legal Lot Number	3
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	1
Census Block	1004
Census Tract	10300

Owner

116 Mulberry Ln is owned and occupied by an individual who bought it in March 2019.

Source: Amherst County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	116 MULBERRY LN, MONROE, VA 24574-2186
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES
Nov 9, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES
Mar 12, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF THE JAMES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2019 · Amount on File
Deed Sale	Mar 12, 2019 · Amount on File
Deed Document Number	2019686
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	116 MULBERRY LN, MONROE, VA 24574-2186
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220003115
Date	Aug 25, 2022
Instrument	220003115

Lender

Name	BANK OF THE JAMES

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	116 MULBERRY LN, MONROE, VA 24574-2186
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170003338
Date	Nov 9, 2017
Instrument	170003338

Lender

Name	BANK OF THE JAMES

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Mar 12, 2019
Property Address	116 MULBERRY LN, MONROE, VA 24574-2186
Document Number	0190000686
Instrument Date	Feb 20, 2019
Instrument	190000686
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 MULBERRY LN, MONROE, VA 24574-2186

Mortgage

Document Number	0190000687
Date	Mar 12, 2019
Instrument	190000687

Lender

Name	BANK OF THE JAMES INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 116 Mulberry Ln was $2,034, up 62.5% from the year before.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,034.00 (+62.46%)	$205,400 Land $42,100 Building $163,300	$363,300 Land $50,500 Building $312,800
2025	$1,252.00
2024		$198,400 (-) Land $42,100 Building $156,300	$198,400 (-) Land $42,100 Building $156,300
2023	$1,210.00	$198,400 Land $42,100 Building $156,300	$198,400 Land $42,100 Building $156,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Mulberry Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Mulberry Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Firefly Fiber Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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