145 Laredo Dr, Jacksonville, NC 28540 Property Records

Onslow County property record for 145 Laredo Dr, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,192 sqft · built 2018
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$357,000 (Sep 2025)
Tax Bill	$1,779 (2026)
Deeds & Mortgages	Sep 2025 Sale Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`753C-106`

Property Details

APN / Parcel Number

Primary APN	`753C-106`
Alternative APNs	`490023917` `443406000` `162087`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	29,185 sqft (0.67 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490023917
Street Address	145 LAREDO DR
City	JACKSONVILLE
State	NC
Zip	28540-8006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L18 S3 ROCKFORD FOREST
Legal Subdivision	ROCKFORD FOREST S3
Legal Lot Number	18
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	2
Census Block	2002
Census Tract	306

Owner

145 Laredo Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 LAREDO DR, JACKSONVILLE, NC 28540-8006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Warranty Deed, Transfer
Aug 29, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU
May 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on File
Deed Sale	Sep 4, 2025 · Amount on File
Prior Sale	Aug 29, 2018 · Amount on File
Deed Book / Page	6429 / 244
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 4, 2025
Property Address	145 LAREDO DR, JACKSONVILLE, NC 28540-8006
Document Number	0064290244
Book / Page	6429 / 244
Map Reference	MB 74 PG 162
Instrument Date	Aug 26, 2025
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Amount	Amount on Record
Tax	$714.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 W CRAFTSMAN WAY, HAMPSTEAD, NC 28443-0048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 LAREDO DR, JACKSONVILLE, NC 28540-8006

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 29, 2018
Property Address	145 LAREDO DR, JACKSONVILLE, NC 28540-8006
Document Number	0048340103
Book / Page	004834 / 000103
Instrument Date	Aug 29, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 LAREDO DR JACKSONVILLE NC 28540, JACKSONVILLE, NC 28540

Mortgage

Document Number	48340106
Date	Aug 29, 2018
Book Page	004834/000106

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 10, 2018
Property Address	145 LAREDO DR, JACKSONVILLE, NC 28540-8006
Document Number	0047780298
Book / Page	004778 / 000298
Instrument Date	May 9, 2018
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$168.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 DORIS AVE E JACKSONVILLE NC 285405147, JACKSONVILLE, NC 28540-5147
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 145 Laredo Dr was $1,779.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,779.00	$355,943 (+31.04%) Land $58,500 Building $297,443	$355,943 (+31.04%) Land $58,500 Building $297,443
2025	$1,779.00	$271,638 Land $35,000 Building $236,638	$271,638 Land $35,000 Building $236,638
2023	$1,779.00	$271,638 Land $35,000 Building $236,638	$271,638 Land $35,000 Building $236,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Laredo Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Laredo Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Laredo Dr

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