129 Laredo Dr, Jacksonville, NC 28540 Property Records

Onslow County property record for 129 Laredo Dr, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,309 sqft · built 2010
Lot Size	0.79 acres (34,412 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (May 2021)
Tax Bill	$1,241 (2026)
Deeds & Mortgages	Feb 2023 Transfer May 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`753C-14`

Property Details

APN / Parcel Number

Primary APN	`753C-14`
Alternative APNs	`0492125000` `472404000` `492125000` `076433`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,309 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	34,412 sqft (0.79 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	492125000
Street Address	129 LAREDO DR
City	JACKSONVILLE
State	NC
Zip	28540-8006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L14 S1 ROCKFORD FOREST
Legal Subdivision	ROCKFORD FOREST SECTION 1
Legal Lot Number	14
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	2
Census Block	2002
Census Tract	306

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	129 LAREDO DR, JACKSONVILLE, NC 28540-8006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Intrafamily Transfer, Transfer
May 6, 2021	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Nov 13, 2019	Deed of Trust, Mortgage · VA Mortgage STEARNS LNDG LLC
Oct 5, 2017	Special Warranty Deed, Transfer · VA Mortgage ON Q FINANCIAL INC
Jul 18, 2017	Grant Deed, Foreclosure
Jun 30, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	Oct 5, 2017
Deed Book / Page	5455 / 779
Last Transfer Date	Jan 11, 2023
Transfer Doc	0059080945
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Feb 2, 2023
Property Address	129 LAREDO DR, JACKSONVILLE, NC 28540-8006
Document Number	0059080945
Book / Page	5908 / 945
Map Reference	MB 59 PG 86
Instrument Date	Jan 11, 2023
Transaction Type	Transfer
Record Updated	Feb 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 LAREDO DR, JACKSONVILLE, NC 28540-8006

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 6, 2021
Property Address	129 LAREDO DR, JACKSONVILLE, NC 28540-8006
Document Number	0054550779
Book / Page	5455 / 779
Map Reference	MB59 PG86 SL M-1409
Instrument Date	Apr 29, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 LAREDO DR, JACKSONVILLE, NC 28540-8006

Mortgage

Document Number	0005455786
Date	May 6, 2021
Instrument	5455/786

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	129 LAREDO DR, JACKSONVILLE, NC 28540-8006
Document Number	0050580372
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	129 LAREDO DR JACKSONVILLE NC 285408006, JACKSONVILLE, NC 28540-8006

Mortgage

Document Number	0050580372
Date	Nov 18, 2019
Book Page	005058/000372

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

October 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 5, 2017
Property Address	129 LAREDO DR, JACKSONVILLE, NC 28540-8006
Document Number	0046840300
Book / Page	4684 / 300
Map Reference	MB59 PG86
Instrument Date	Sep 26, 2017
Instrument	4684-300
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WHITELEAF DR, JACKSONVILLE, NC 28546-6814

Mortgage

Document Number	0004684303
Date	Oct 5, 2017
Instrument	4684-303

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

July 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 18, 2017
Property Address	129 LAREDO DR, JACKSONVILLE, NC 28540-8006
Document Number	0046470085
Book / Page	004647 / 000085
Instrument Date	Jul 14, 2017
Transaction Type	Foreclosure
Record Updated	Jul 24, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 30, 2017
Property Address	129 LAREDO DR, JACKSONVILLE, NC 28540-8006
Document Number	0046390146
Book / Page	004639 / 000146
Instrument Date	Jun 15, 2017
Transaction Type	Foreclosure
Record Updated	Jul 7, 2017

Transaction

Amount	Amount Recorded
Tax	$235.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BOULEVARD MAC #X7801 FORT MILL SC 29715, X7801, FORT MILL, SC 29715
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,241.00	$253,204 (+33.58%) Land $58,500 Building $194,704	$253,204 (+33.58%) Land $58,500 Building $194,704
2025	$1,241.00	$189,554 (-) Land $35,000 Building $154,554	$189,554 (-) Land $35,000 Building $154,554
2023	$1,241.00	$189,554 Land $35,000 Building $154,554	$189,554 Land $35,000 Building $154,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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