145 John St, Franklin, OH 45005 Property Records

Warren County property record for 145 John St, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,422 sqft · built 1961
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Aug 2025)
Tax Bill	$3,180 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-26-378-027-0`

Property Details

APN / Parcel Number

Primary APN	`04-26-378-027-0`
Alternative APNs	`0426378027` `426378027` `2126494`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,422 sqft Living Area
1st Floor Area	72 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2126494
Street Address	145 JOHN ST
City	FRANKLIN
State	OH
Zip	45005-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAYNE CREST PARK 3 LOT 217
Legal Subdivision	LAYNE CREST PARK 3
Legal Block	494
Legal Lot Number	217
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3012
Census Tract	32502

Owner

145 John St is owned and occupied by an individual who bought it in August 2025.

Source: Warren County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	145 JOHN ST, FRANKLIN, OH 45005-1904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jun 24, 2019	Warranty Deed, Transfer KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2025 · Amount on File
Deed Sale	Aug 5, 2025 · Amount on File
Prior Sale	Jun 24, 2019 · Amount on File
Deed Document Number	202518814
Prior Transfer Date	Mar 11, 2004
Prior Transfer Doc	0034630810
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	145 JOHN ST, FRANKLIN, OH 45005-1904
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021042524
Date	Sep 20, 2021
Instrument	2021-042524

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jun 24, 2019
Property Address	145 JOHN ST, FRANKLIN, OH 45005-1904
Document Number	0000016646
Instrument Date	Jun 10, 2019
Instrument	16646
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 JOHN ST FRANKLIN OH 450051904, FRANKLIN, OH 45005-1904

Mortgage

Document Number	16647
Date	Jun 24, 2019
Instrument	16647

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 145 John St was $3,180, up 34.7% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,180.00 (+34.69%)	$61,640 Land $15,750 Building $45,890	$176,100 Land $45,000 Building $131,100
2024	$2,361.00 (+21.08%)
2023	$1,950.00 (+3.28%) Homeowner's exemption	$37,198 (-) Land $9,685 Building $27,513
2022	$1,888.00 Homeowner's exemption	$37,198 Land $9,685 Building $27,514	$106,280 (-) Land $27,670 Building $78,610
2021			$106,280 Land $27,670 Building $78,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 145 John St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 145 John St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: altafiber Network Solutions, T-Mobile, Verizon.

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