Stephens County property record for 145 Hilltop Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,653 sqft · built 1955 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,150 (Jul 2006) |
| Tax Bill | $1,516 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T28 113 |
| Primary APN | T28 113 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,653 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 54 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 745150 |
|---|---|
| Street Address | 145 HILLTOP LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 15 B F BRUCE S/D |
| Legal Subdivision | B F BRUCE |
| Legal Lot Number | 15 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970302 |
145 Hilltop Ln is owned and occupied by two individuals who acquired it in February 2024.
Source: Stephens County records, as of March 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2161 ROCK CREEK RD, TOCCOA, GA 30577-8028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2006 · Amount on File |
| Deed Sale | Jul 5, 2006 · Amount on File |
| Prior Sale | Jan 1, 1994 · Amount on File |
| Deed Document Number | 20061255 |
| Deed Book / Page | 771 / 488 |
| Last Transfer Date | Feb 13, 2024 |
| Transfer Doc | 0013570499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Feb 21, 2024 |
| Property Address | 145 HILLTOP LN, TOCCOA, GA 30577-6416 |
| Document Number | 0013570499 |
| Book / Page | 1357 / 499 |
| Instrument Date | Feb 13, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 HILLTOP LN, TOCCOA, GA 30577-6416 |
| Document Number | 0001357503 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 1357/503 |
| Name | TOP FLITE FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 145 Hilltop Ln was $1,516 with a homeowner's exemption.
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,516.00 Homeowner's exemption | $53,930 Land $2,082 Building $51,848 | $134,825 Land $5,204 Building $129,621 |
| 2023 | $1,086.00 (+0.46%) Homeowner's exemption | $32,399 (+6%) Land $2,082 Building $30,317 | $80,996 (+6%) Land $5,204 Building $75,792 |
| 2022 | $1,081.00 Homeowner's exemption | $30,565 Land $2,082 Building $28,483 | $76,412 Land $5,204 Building $71,208 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 145 Hilltop Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2009–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Hilltop Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
May also be available: Verizon.
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