Merced County property record for 145 Harp Ct, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,166 sqft · built 2021 |
| Lot Size | 0.117 acres (5,115 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,896 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | 061-551-016-000 |
| Primary APN | 061-551-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,166 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Lot Area | 5,115 sqft (0.117 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 172 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 061-551-016 |
|---|---|
| Street Address | 145 HARP CT |
| City | MERCED |
| State | CA |
| Zip | 95341-8025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | RENAISSANCE SUBDIVISION PHASE 1 LOT 109 |
| Legal Subdivision | RENAISSANCE SUB |
| Legal Lot Number | 109 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2601 |
145 Harp Ct is owned and occupied by an individual who acquired it in July 2021.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 HARP CT, MERCED, CA 95341-8025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2021 | Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Jul 13, 2021 | Grant Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC |
| Aug 27, 2020 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2021 |
| Deed Sale | Jul 13, 2021 |
| Prior Sale | Jul 13, 2021 · Amount on File |
| Deed Document Number | 202130851 |
| Prior Transfer Date | Jul 9, 2021 |
| Prior Transfer Doc | 0000030851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 13, 2021 |
| Property Address | 145 HARP CT, MERCED, CA 95341-8025 |
| Document Number | 0000030851 |
| Map Reference | VOL 65 PG 4-6 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021030851 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 HARP CT, MERCED, CA 95341-8025 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 13, 2021 |
| Property Address | 145 HARP CT, MERCED, CA 95341-8025 |
| Document Number | 0000030850 |
| Map Reference | VOL 65 PG 4-6 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021030850 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 145 HARP CT, MERCED, CA 95341-8025 |
| Document Number | 0000030852 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021030852 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 27, 2020 |
| Property Address | 145 HARP CT, MERCED, CA 95341-8025 |
| Document Number | 0000029868 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 29868 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $7,085.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7815 N PALM AVE #101 FRESNO CA 937115531, 101, FRESNO, CA 93711-5531 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 145 Harp Ct was $4,896 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Weaver Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $374,918 (+2%) Land $86,593 Building $288,325 | |
| 2025 | $4,896.00 Homeowner's exemption | $367,568 Land $84,896 Building $282,672 |
| 2023 | $4,561.00 (+1.36%) Homeowner's exemption | $353,297 Land $81,600 Building $271,697 |
| 2022 | $4,500.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 145 Harp Ct in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Harp Ct is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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