Merced County property record for 124 Harp Ct, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,381 sqft · built 2021 |
| Lot Size | 0.116 acres (5,036 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,434 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Aug 2020 Sale |
| Flood Zone | Zone AO (high risk) |
| APN | 061-551-009-000 |
| Primary APN | 061-551-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,381 sqft Living Area |
| 1st Floor Area | 1,381 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,036 sqft (0.116 acres) |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 061-551-009 |
|---|---|
| Street Address | 124 HARP CT |
| City | MERCED |
| State | CA |
| Zip | 95341-8025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | RENAISSANCE SUBDIVISION PHASE 1 LOT 95 |
| Legal Subdivision | RENAISSANCE SUB |
| Legal Lot Number | 95 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2601 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 124 HARP CT, MERCED, CA 95341-8025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 31, 2021 | Grant Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC |
| Aug 27, 2020 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2025 |
| Deed Sale | Feb 11, 2025 |
| Prior Sale | Feb 11, 2025 · Amount on Record |
| Deed Document Number | 20255228 |
| Prior Transfer Date | Feb 7, 2025 |
| Prior Transfer Doc | 0000005228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Mar 31, 2021 |
| Property Address | 124 HARP CT, MERCED, CA 95341-8025 |
| Document Number | 0000014655 |
| Map Reference | VOL 65 PG 4-6 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 2021014655 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1931 CRINAN DR, SAN JOSE, CA 95122-2916 |
| Document Number | 0000014656 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021014656 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 27, 2020 |
| Property Address | 124 HARP CT, MERCED, CA 95341-8025 |
| Document Number | 0000029868 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 29868 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,085.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7815 N PALM AVE #101 FRESNO CA 937115531, 101, FRESNO, CA 93711-5531 |
| Investor | Possibly a Property Investor |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Weaver Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $392,700 (+23.14%) Land $107,100 Building $285,600 | |
| 2025 | $4,434.00 (+7.23%) | $318,898 (+4.04%) Land $75,769 Building $243,129 |
| 2023 | $4,135.00 (+1.42%) | $306,517 Land $72,828 Building $233,689 |
| 2022 | $4,077.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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