145 Gristmill Rd, Warwick, RI 02889 Property Records

Warwick City property record for 145 Gristmill Rd, Warwick, RI 02889 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,380 sqft · built 1955
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Feb 2017)
Tax Bill$4,382 (2025)
Deeds & MortgagesAug 2017 Mortgage
Sep 2020 Refinance
Flood ZoneZone X (minimal risk)
APN31500680000

Property Details

APN / Parcel Number

Primary APN31500680000
Alternative APNs
  • WARW M:315 B:0068 L:0000
  • 700008230

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,380 sqft Living Area
Gross Area2,926 sqft
1st Floor Area1,380 sqft
Basement Area812 sqft
Unfinished Basement812 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number700008230
Street Address145 GRISTMILL RD
CityWARWICK
StateRI
Zip02889-1315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block68
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2035
Census Tract21300

Owner

Source: Warwick City records · APN 31500680000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address145 GRISTMILL RD, WARWICK, RI 02889-1315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2017Deed of Trust, Mortgage
BAYCOAST MORTGAGE CO
Sep 02, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2017 · Amount on Record
Deed SaleFeb 22, 2017 · Amount on Record
Prior SaleSep 20, 2016 · Amount on Record
Deed Book / Page8764 / 193
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address145 GRISTMILL RD, WARWICK, RI 02889-1315
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008886-49
DateAug 25, 2017
Book Page8886/49
Instrument12477
Lender
NameBAYCOAST MORTGAGE CO
Agreement
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address145 GRISTMILL RD, WARWICK, RI 02889-1315
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009599-43
DateSep 02, 2020
Book Page9599/43
Instrument12816
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term325 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,382.00 (+10.21%)$345,000 (+23.13%) Land $108,000 Building $237,000
2024$391,210
2023$3,976.00 (+10.44%)$280,200 (+45.79%) Land $89,200 Building $191,000
2022$3,600.00$192,200 Land $49,300 Building $142,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030213002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (1979–2016)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2016, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 457 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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