107 Gristmill Rd, Warwick, RI 02889 Property Records

Warwick City property record for 107 Gristmill Rd, Warwick, RI 02889 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,155 sqft · built 1952
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$234,000 (Jul 2006)
Tax Bill	$4,440 (2025)
Deeds & Mortgages	Sep 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`31500720000`

Property Details

APN / Parcel Number

Primary APN	`31500720000`
Alternative APNs	`WARW M:315 B:0072 L:0000` `120326`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,155 sqft Living Area
Gross Area	2,742 sqft
1st Floor Area	1,155 sqft
Basement Area	1,155 sqft
Unfinished Basement	1,155 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	120326
Street Address	107 GRISTMILL RD
City	WARWICK
State	RI
Zip	02889-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	72
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2037
Census Tract	21300

Owner

Source: Warwick City records · APN 31500720000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	107 GRISTMILL RD, WARWICK, RI 02889-1313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2006 · Amount on Record
Deed Sale	Jul 31, 2006 · Amount on Record
Deed Book / Page	6269 / 196
Last Transfer Date	May 22, 2020
Transfer Doc	0009529-83
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	107 GRISTMILL RD, WARWICK, RI 02889-1313
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010209-227
Date	Sep 13, 2022
Book Page	10209/227
Instrument	13083

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,440.00 (+11.7%)	$349,600 (+24.81%) Land $108,000 Building $241,600
2024			$360,335
2023	$3,975.00 (+10.02%)	$280,100 (+45.2%) Land $89,200 Building $190,900
2022	$3,613.00	$192,900 Land $49,300 Building $143,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030213002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force 9 of 10 on primary residences
Nearby Flood Claims	5 (1979–2016)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2016, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.