145 Gaines Loop W, Boaz, AL 35956 Property Records

Etowah County property record for 145 Gaines Loop W, Boaz, AL 35956

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,066 sqft · built 2013
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on Record
Tax Bill$1,143 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN04-04-17-0-001-034.021

Property Details

APN / Parcel Number

Primary APN04-04-17-0-001-034.021
Alternative APNs
  • 207787
  • 93930

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,066 sqft Living Area
1st Floor Area2,066 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area27,007 sqft (0.62 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number207787
Street Address145 GAINES LOOP W
CityBOAZ
StateAL
Zip35956-8200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH/S BASE YEAR LT 22 SHEPHERDS RIDGE PLAT L-105 17-10-5 D-2012-3363303,D-2015-3421719
Legal Range5E
Legal Township10S
Legal Section17
Legal SubdivisionSHEPHERDS RIDGE
Legal Lot Number22
JurisdictionETOWAH AL
Township / Civil DivisionMOUNTAINBORO
Census Block Group2
Census Block2028
Census Tract11001

Owner

Source: Etowah County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address145 GAINES LOOP W, BOAZ, AL 35956-8200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2012
Deed SaleMar 5, 2012
Deed Document Number20123363303
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionETOWAH AL
Property Address145 GAINES LOOP W, BOAZ, AL 35956-8200
Transaction TypeMortgage
Record UpdatedJan 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003517189
DateMar 8, 2021
Instrument3517189
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term214 Months
DueJan 1, 2039

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
MunicipalitySardis City Town
Unified School DistrictEtowah County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,143.00 Homeowner's exemption$27,880 (+0.04%) Land $1,500 Building $26,380$278,700 (-) Land $15,000 Building $263,700
2023Homeowner's exemption Additional exemption filed$27,870 Land $1,500 Building $26,370$278,700 Land $15,000 Building $263,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARDIS CITY WATER BOARD
serves 5,463 people · EPA ID AL0000947
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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