105 Gaines Loop W, Boaz, AL 35956 Property Records

Etowah County property record for 105 Gaines Loop W, Boaz, AL 35956

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,851 sqft · built 2008
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Dec 2017)
Tax Bill	$686 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-04-17-0-001-034.018`

Property Details

APN / Parcel Number

Primary APN	`04-04-17-0-001-034.018`
Alternative APNs	`203557` `93927`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,851 sqft Living Area
1st Floor Area	1,719 sqft
2nd Floor Area	132 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	24,829 sqft (0.57 acres)
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	203557
Street Address	105 GAINES LOOP W
City	BOAZ
State	AL
Zip	35956-8202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR LT 19 SHEPHERDS RIDGE PLAT L-105 17-10-5 D-2010-3335549,D-2011-3358275,D-2015-3413593
Legal Range	5E
Legal Township	10S
Legal Section	17
Legal Subdivision	SHEPHERDS RIDGE
Legal Lot Number	19
Jurisdiction	ETOWAH AL
Township / Civil Division	MOUNTAINBORO
Census Block Group	2
Census Block	2028
Census Tract	11001

Owner

Source: Etowah County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 GAINES LOOP W, BOAZ, AL 35956-8202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2017 · Amount on Record
Deed Sale	Dec 21, 2017 · Amount on Record
Prior Sale	Feb 10, 2015 · Amount on Record
Deed Document Number	20173460756
Record Updated	Sep 20, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Dec 21, 2017
Property Address	105 GAINES LOOP W, BOAZ, AL 35956-8202
Document Number	0003460756
Instrument Date	Dec 20, 2017
Instrument	3460756
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 GAINES LOOP W, 91, BOAZ, AL 35956-8201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	181 WALKER ST, BOAZ, AL 35957-7765

Mortgage

Document Number	0003460757
Date	Dec 21, 2017
Instrument	3460757

Lender

Name	PEOPLES INDEPENDENT BANK
Type	Bank
Address	BOAZ, AL 35957

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Sardis City Town
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$686.00 Homeowner's exemption	$23,740 (+0.08%) Land $1,500 Building $22,240	$237,200 (-) Land $15,000 Building $222,200
2023	Homeowner's exemption Additional exemption filed	$23,720 Land $1,500 Building $22,220	$237,200 Land $15,000 Building $222,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARDIS CITY WATER BOARD serves 5,463 people · EPA ID AL0000947
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20