145 Fuller St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 145 Fuller St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,487 sqft · built 1954
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Mar 2012)
Tax Bill	$5,365 (2026)
Deeds & Mortgages	Feb 2022 Refinance Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:11D-05850 B:14 L:1`

Property Details

APN / Parcel Number

Primary APN	`M:11D-05850 B:14 L:1`
Alternative APNs	`LUDL M:11D B:5850 P:14 E:1` `3335`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,487 sqft Living Area
Gross Area	4,117 sqft
Basement Area	915 sqft
Unfinished Basement	915 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3335
Street Address	145 FULLER ST
City	LUDLOW
State	MA
Zip	01056-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	5850
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2000
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 FULLER ST, LUDLOW, MA 01056-2312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE
Mar 16, 2018	Deed of Trust, Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2012 · Amount on Record
Deed Sale	Mar 30, 2012 · Amount on Record
Prior Sale	Jan 13, 2012
Deed Book / Page	19190 / 7
Transfer Doc	00019190-7
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	145 FULLER ST, LUDLOW, MA 01056-2312
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	024422-576
Date	Feb 25, 2022
Book Page	24422/576
Instrument	12076

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	145 FULLER ST, LUDLOW, MA 01056-2312
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22095-191
Date	Mar 16, 2018
Book Page	22095/191
Instrument	13538

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,365.00 (-2.83%)	$335,100 (+5.31%) Land $105,800 Building $229,300	$317,852 (+2.29%)
2025	$5,521.00 (+2.83%)	$318,200 (+7.21%) Land $96,200 Building $222,000	$310,745 (-0.88%)
2024	$5,369.00 (+16.84%)	$296,800 (+26.03%) Land $96,200 Building $200,600	$313,500
2023	$4,595.00	$235,500 Land $84,500 Building $151,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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