132 Fuller St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 132 Fuller St, Ludlow, MA 01056 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1966
Square Footage	1,853 sqft Living Area
Lot Size	11,631 sqft (0.267 acres)
Occupancy	Owner Occupied
Last Sale	$200,000 (2005)
Tax Bill	$5,635.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:11D-05850 B:31 L:0`
Alternative APNs	`LUDL M:11D B:5850 P:31` `3371`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,853 sqft Living Area
Gross Area	4,389 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1966
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,631 sqft (0.267 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	3371
Street Address	132 FULLER ST
City	LUDLOW
State	MA
Zip	01056-2371
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	5850
Jurisdiction	LUDLOW MA
Minor Civil Division	LUDLOW
Census Blockgroup	1
Census Block	1024
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records · APN M:11D-05850 B:31 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	132 FULLER ST, LUDLOW, MA 01056-2371
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2005 · Amount on Record
Deed Sale	Jun 10, 2005 · Amount on Record
Record Refreshed	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	132 FULLER ST, LUDLOW, MA 01056-2371
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024343-177
Date	Jan 06, 2022
Book Page	24343/177
Instrument	860

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Feb 01, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,635.00 (+5.09%)	$324,800 (+9.58%) Land $74,400 Building $250,400	$350,170 (-0.94%)
2024	$5,362.00 (+4.54%)	$296,400 (+12.74%) Land $74,400 Building $222,000	$353,495
2023	$5,129.00	$262,900 Land $65,300 Building $197,600

Flood & Wildfire

132 Fuller St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.