145 Ensor Dr, Cookeville, TN 38501 Property Records

Putnam County property record for 145 Ensor Dr, Cookeville, TN 38501

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,851 sqft · built 1973
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Nov 2017)
Tax Bill	$1,445 (2022)
Deeds & Mortgages	Mar 2018 Line of Credit Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`071066B D 00700`

Property Details

APN / Parcel Number

Primary APN	`071066B D 00700`
Alternative APN	`066B D 00700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,851 sqft Living Area
1st Floor Area	1,851 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	150 ft deep x 140 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	145 ENSOR DR
City	COOKEVILLE
State	TN
Zip	38501-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01 P/O LOTS 58-59, COUNTY AREA: A01
Legal Subdivision	ENSOR PARK
Legal Lot Number	LIST 59
Jurisdiction	PUTNAM TN
Township / Civil Division	6
Census Block Group	1
Census Block	1060
Census Tract	600

Owner

145 Ensor Dr is owned by two individuals who bought it in November 2017.

Source: Putnam County records, as of January 23, 2026

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	601 S JEFFERSON AVE, COOKEVILLE, TN 38501-4011
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2018	Deed of Trust, Mortgage · Line of Credit AMERICAN BK&TR/CUMBERLAND
Nov 3, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Nov 3, 2017 · Amount on File
Deed Sale	Nov 3, 2017 · Amount on File
Prior Sale	Apr 30, 2009 · Amount on File
Deed Document Number	0001025525
Deed Book / Page	1025 / 525
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	145 ENSOR DR, COOKEVILLE, TN 38501-3904
Document Number	RB1046698
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S JEFFERSON AVE COOKEVILLE TN 385015192, COOKEVILLE, TN 38501-5192

Mortgage

Document Number	RB1046698
Date	Mar 19, 2018
Book Page	001046/000698
Instrument	211627

Lender

Name	AMERICAN BK&TR/CUMBERLAND
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2048

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Nov 3, 2017
Property Address	145 ENSOR DR, COOKEVILLE, TN 38501-3904
Document Number	RB1025525
Book / Page	001025 / 000525
Instrument Date	Nov 2, 2017
Instrument	207307
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$499.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Municipality	Cookeville City
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,900 Land $7,900 Building $36,000
2023		$43,900 Land $7,900 Building $36,000
2022	$1,445.00
2021			$175,600 Land $31,600 Building $144,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 145 Ensor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Ensor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOKEVILLE WATER DEPT serves 49,711 people · EPA ID TN0000133
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Twin Lakes.

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