107 Ensor Dr, Cookeville, TN 38501 Property Records

Putnam County property record for 107 Ensor Dr, Cookeville, TN 38501

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,378 sqft · built 1968
Lot Size	0.396 acres (17,250 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Nov 2019)
Tax Bill	$1,774 (2022)
Deeds & Mortgages	Dec 2023 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071066B D 00900`

Property Details

APN / Parcel Number

Primary APN	`071066B D 00900`
Alternative APN	`066B D 00900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,378 sqft Living Area
1st Floor Area	2,378 sqft
Basement Area	348 sqft
Finished Basement	348 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,250 sqft (0.396 acres)
Lot Dimensions	150 ft deep x 115 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	500 sqft
Carport	Carport
Carport Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	107 ENSOR DR
City	COOKEVILLE
State	TN
Zip	38501-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01 LOT 55 & P/O LOT 56, COUNTY AREA: A01
Legal Subdivision	ENSOR PARK
Legal Lot Number	LIST
Jurisdiction	PUTNAM TN
Township / Civil Division	6
Census Block Group	1
Census Block	1060
Census Tract	600

Owner

107 Ensor Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Putnam County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 ENSOR DR, COOKEVILLE, TN 38501-3904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · FHA Mortgage TENNESSEE HOUSING DEVELOPMENT AGENCY
Nov 4, 2019	Warranty Deed, Transfer · FHA Mortgage WILSON BK&TR
Jun 5, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on File
Deed Sale	Nov 4, 2019 · Amount on File
Prior Sale	Jun 5, 2017 · Amount on File
Deed Document Number	2019232739
Deed Book / Page	1156 / 450
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	107 ENSOR DR, COOKEVILLE, TN 38501-3904
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 ENSOR DR, COOKEVILLE, TN 38501-3904

Mortgage

Document Number	0001515674
Date	Dec 27, 2023
Book Page	1515/674
Instrument	293681

Lender

Name	TENNESSEE HOUSING DEVELOPMENT AGENCY
Type	Government Agency
Address	NASHVILLE, TN 37243

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2053

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Nov 4, 2019
Property Address	107 ENSOR DR, COOKEVILLE, TN 38501-3904
Document Number	RB1156450
Book / Page	001156 / 000450
Instrument Date	Nov 4, 2019
Instrument	232739
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 ENSOR DR COOKEVILLE TN 385013904, COOKEVILLE, TN 38501-3904

Mortgage

Document Number	RB1156452
Date	Nov 4, 2019
Book Page	001156/000452
Instrument	232740

Lender

Name	WILSON BK&TR
Type	Bank
Address	LEBANON, TN 37087

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Mortgage

Document Number	RB1156467,
Date	Nov 4, 2019
Book Page	001156/000467
Instrument	232741

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	502 DEADERICK ST # 3RD, NASHVILLE, TN 37243-0200

Agreement

Amount	Amount on Record

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Jun 5, 2017
Property Address	107 ENSOR DR, COOKEVILLE, TN 38501-3904
Document Number	RB997498
Book / Page	000997 / 000498
Instrument Date	Jun 2, 2017
Instrument	201939
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$426.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	380 NEW HERITAGE DR COOKEVILLE TN 385063002, COOKEVILLE, TN 38506-3002

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Municipality	Cookeville City
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,875 Land $7,900 Building $45,975
2023		$53,875 Land $7,900 Building $45,975
2022	$1,774.00
2021			$215,500 Land $31,600 Building $183,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 Ensor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Ensor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOKEVILLE WATER DEPT serves 49,711 people · EPA ID TN0000133
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Twin Lakes.

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