Brunswick County property record for 145 E First St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,296 sqft · built 1970 |
| Lot Size | 0.113 acres (4,922 sqft) |
| Owner | Company Name on Record |
| Last Sale | $384,000 (Aug 2012) |
| Tax Bill | $2,422 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 258AF003 |
| Primary APN | 258AF003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,296 sqft Heated Area |
| Gross Area | 2,084 sqft |
| 1st Floor Area | 296 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Paneling |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Shingle |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,922 sqft (0.113 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 80055988 |
|---|---|
| Street Address | 145 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469-7603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-8 B-7 S-B OIB PLAT 3/179-179A |
| Legal Subdivision | SECTION B OCEAN ISLE BEACH |
| Legal Block | 7 |
| Legal Lot Number | 8 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 20512 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 396, HARRISBURG, NC 28075-0396 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2012 · Amount on Record |
| Deed Sale | Aug 28, 2012 · Amount on Record |
| Deed Book / Page | 3305 / 1154 |
| Last Transfer Date | Dec 18, 2016 |
| Transfer Doc | 3854000542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 145 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7603 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 396, HARRISBURG, NC 28075-0396 |
| Document Number | 0051401228 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | 5140/1228 |
| Name | UWHARRIE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, NC 28025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 26, 2025 |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $638,170 (-) Land $400,000 Building $238,170 | $638,170 (-) Land $400,000 Building $238,170 | |
| 2025 | $2,422.00 | $638,170 (-) Land $400,000 Building $238,170 | $638,170 (-) Land $400,000 Building $238,170 |
| 2024 | $2,422.00 | ||
| 2023 | $638,170 Land $400,000 Building $238,170 | $638,170 Land $400,000 Building $238,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 596 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 658 units insured incl. 62 condo units |
| Nearby Flood Claims | 901 (1979–2022) |
| Claims Outside the SFHA | 2 of 901 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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