140 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 140 E First St, Ocean Isle Beach, NC 28469

Property Summary

Property TypeSingle Family Home
Details6 bd · 6.5 ba · 3,600 sqft · built 2012
Lot Size0.172 acres (7,492 sqft)
OwnerCompany Name on Record
Tax Bill$8,065 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Feb 2019 Sale
Flood ZoneZone VE (high risk)
APN258AH015

Property Details

APN / Parcel Number

Primary APN258AH015
Alternative APNs
  • 107518415585
  • 80079852
  • 80127081

Interior

Bedrooms6 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,600 sqft Heated Area
Gross Area4,384 sqft
1st Floor Area208 sqft
FlooringHardwood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2017
Exterior MaterialWood Shingle
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialShingle
Lot Area7,492 sqft (0.172 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80127081
Street Address140 E FIRST ST
CityOCEAN ISLE BEACH
StateNC
Zip28469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL-15 B-8 S-B OI PLAT 3/179
Legal SubdivisionSECTION B OCEAN ISLE BEACH
Legal Block8
Legal Lot Number15
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group3
Census Block3011
Census Tract20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address911 DUNCAN AVE, MANHATTAN BEACH, CA 90266-6625
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Warranty Deed, Transfer · Commercial Mortgage
CIVIC FINANCIAL SERVICES LLC
Feb 14, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2022
Deed SaleMay 11, 2022
Deed Book / Page4848 / 596
Prior Transfer DateFeb 29, 2012
Prior Transfer Doc0032431089
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateMay 11, 2022
Property Address140 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number0048480606
Book / Page4848 / 606
Map ReferenceMB 3 PG 179&179A
Instrument DateMay 11, 2022
Transaction TypeTransfer
Record UpdatedMay 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address911 DUNCAN AVE, MANHATTAN BEACH, CA 90266-6625

Mortgage

Document Number0004848614
DateMay 11, 2022
Instrument4848/614
Lender
NameCIVIC FINANCIAL SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateFeb 14, 2019
Property Address140 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number0041551157
Book / Page004155 / 001157
Instrument DateFeb 4, 2019
Transaction TypeTransfer
Record UpdatedMar 4, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 8036 WILSON NC 278931036, WILSON, NC 27893-1036

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,182,710 (-) Land $800,000 Building $1,382,710$2,182,710 (-) Land $800,000 Building $1,382,710
2025$8,065.00 (+0.01%)$2,182,710 (-) Land $800,000 Building $1,382,710$2,182,710 (-) Land $800,000 Building $1,382,710
2024$8,064.00
2023$2,182,710 Land $800,000 Building $1,382,710$2,182,710 Land $800,000 Building $1,382,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 596 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies658 units insured
incl. 62 condo units
Nearby Flood Claims901 (1979–2022)
Claims Outside the SFHA2 of 901
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Isaias, Aug 2020 · 124 claims
  • Hurricane Matthew, Oct 2016 · 106 claims
  • Hurricane Hugo, Sep 1989 · 264 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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