145 Coy Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 145 Coy Dr, Watsonville, CA 95076

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 2.5 ba · 4,011 sqft · built 1985
Lot Size	10.3 acres (451,804 sqft)
Owner	Individual Name on File
Last Sale	$3,100,000 (Mar 2022)
Tax Bill	$16,663 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-032-01`

Property Details

APN / Parcel Number

Primary APN	`046-032-01`
Alternative APN	`046-032-01-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	4,011 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	451,804 sqft
Garage Type	Attached
Garage Area	1,011 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	145 COY DR
City	WATSONVILLE
State	CA
Zip	95076-9657
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	CA
Legal Subdivision	A046 03
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	3
Census Block	3015
Census Tract	122300

Owner

145 Coy Dr, recreational vacant land, is owned and occupied by an individual who bought it in March 2022.

Source: Santa Cruz County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	145 COY DR, WATSONVILLE, CA 95076-9657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage MICHAEL STEVEN EYRE
Mar 1, 2022	Grant Deed, Transfer · Conventional Mortgage DIGNIFIED HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2022 · Amount on File
Deed Sale	Mar 1, 2022 · Amount on File
Deed Document Number	20226744
Prior Transfer Date	Jun 16, 2014
Prior Transfer Doc	0000020080
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	145 COY DR, WATSONVILLE, CA 95076-9657
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	CHICAGO TITLE-COC, CHICAGO TITLE COM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 COY DR, LA SELVA BEACH, CA 95076-9657

Mortgage

Document Number	0000025031
Date	Dec 27, 2023
Instrument	2023-0025031

Lender

Name	MICHAEL STEVEN EYRE
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 1, 2022
Property Address	145 COY DR, WATSONVILLE, CA 95076-9657
Document Number	0000006744
Instrument Date	Feb 17, 2022
Instrument	2022-0006744
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	145 COY DR, WATSONVILLE, CA 95076-9657

Mortgage

Document Number	0000006745
Date	Mar 1, 2022
Instrument	2022-0006745

Lender

Name	DIGNIFIED HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 145 Coy Dr was $16,663.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,402,801 (+2%) Land $1,122,241 Building $280,560
2025	$16,663.00	$1,375,295 Land $1,100,236 Building $275,059
2023	$14,754.00 (+90.08%)	$1,321,890 Land $1,057,512 Building $264,378	$2,940,390
2022	$7,762.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 145 Coy Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Coy Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Cruzio, Razzolink, Verizon.

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