145 Cougar Ave, Fraser, CO 80442 Property Records

Grand County property record for 145 Cougar Ave, Fraser, CO 80442

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,000 sqft · built 2001
Lot Size	0.69 acres (30,056 sqft)
Owner	Company Name on Record
Last Sale	$829,000 (Sep 2018)
Tax Bill	$6,304 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2020 Line of Credit + 4 more
Flood Zone	Zone D (undetermined)
APN	`R040179`

Property Details

APN / Parcel Number

Primary APN	`R040179`
Alternative APN	`158721310022`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,000 sqft
Gross Area	5,331 sqft
1st Floor Area	1,231 sqft
Basement Area	1,950 sqft
Finished Basement	1,950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R040179
Street Address	145 COUGAR AVE
City	FRASER
State	CO
Zip	80442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	43
Legal Description	SUBD: WINTER PARK RANCH 3RD FLG LOT: 5 BLOCK: 2
Legal Range	75W
Legal Township	4N
Legal Section	31
Legal Subdivision	WINTER PARK RANCH 3RD FLG
Legal Block	2
Legal Lot Number	5
Jurisdiction	GRAND CO
Township / Civil Division	GRANBY
Census Block Group	2
Census Block	2020
Census Tract	203

Owner

Source: Grand County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3100 W 63RD AVE, DENVER, CO 80221-1965
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Jun 15, 2020	Deed of Trust, Mortgage · Line of Credit ZB NA
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 24, 2021	Intrafamily Transfer, Transfer
Sep 18, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Oct 27, 2016 · Amount on Record
Deed Document Number	20187456
Last Transfer Date	Apr 3, 2023
Transfer Doc	0000001937
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	145 GCR 8342, FRASER, CO 80442
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 W 63RD AVE, DENVER, CO 80221-1965

Mortgage

Document Number	2022007487
Date	Aug 31, 2022
Instrument	2022007487

Lender

Name	ZB NA
Type	Bank
Address	DENVER, CO 80234

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	145 GCR 8342, FRASER, CO 80442
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004459
Date	Jun 15, 2020
Instrument	2020004459

Lender

Name	ZB NA
Type	Bank
Address	DENVER, CO 80234

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	145 GCR 8342, FRASER, CO 80442
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004458
Date	Jun 15, 2020
Instrument	2020004458

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAND CO
Recording Date	Feb 24, 2021
Property Address	145 GCR 8342, FRASER, CO 80442
Document Number	2021002135
Instrument Date	Feb 23, 2021
Instrument	2021002135
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3100 W 63RD AVE, DENVER, CO 80221-1965

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Sep 18, 2018
Property Address	145 GCR 8342, FRASER, CO 80442
Document Number	2018007456
Map Reference	DOC106135
Instrument Date	Sep 14, 2018
Instrument	2018007456
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3100 W 63RD AVE, DENVER, CO 80221-1965

Mortgage

Document Number	2018007457
Date	Sep 18, 2018
Instrument	2018007457

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAND CO
Recording Date	Aug 15, 2017
Property Address	145 GCR 8342, FRASER, CO 80442
Document Number	2017006449
Map Reference	DOC106135
Instrument Date	Aug 4, 2017
Instrument	2017006449
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 N CORONA ST, DENVER, CO 80218-3939

Tax Assessment & Valuation

Source: Grand County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Unified School District	East Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,304.00 (+2.39%)	$100,000 (+0.83%) Land $19,060 Building $80,940	$1,600,000 (+8.09%) Land $305,000 Building $1,295,000
2023	$6,157.00 (+38.05%)	$99,180 (+48.78%) Land $21,640 Building $77,540	$1,480,290 (+54.34%) Land $323,000 Building $1,157,290
2022	$4,460.00	$66,660 Land $8,690 Building $57,970	$959,120 Land $125,000 Building $834,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	71 units insured incl. 69 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 63% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ElektraFi Fixed Wireless	400 / 60

Cell Coverage

5G (outdoors only) and 4G LTE

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