145 Circle Ave, Spencer, WV 25276 Property Records

Roane County property record for 145 Circle Ave, Spencer, WV 25276

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 954 sqft · built 1960
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Oct 2021)
Tax Bill	$525 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-3-0170.0000`

Property Details

APN / Parcel Number

Primary APN	`08-3-0170.0000`
Alternative APNs	`44-08-0003-0170-0000` `44-08-3-0170.0000` `85598401`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	954 sqft Living Area
1st Floor Area	1,908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	126 ft deep x 44 ft wide
Terrain	Above Road/Slope
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	85598401
Street Address	145 CIRCLE AVE
City	SPENCER
State	WV
Zip	25276-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 57 LOT 58 FAIRVIEW
Legal Subdivision	FAIRVIEW ADD SUB
Legal Lot Number	57,58
Jurisdiction	ROANE WV
Township / Civil Division	II
Census Block Group	4
Census Block	4011
Census Tract	963000

Owner

Source: Roane County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 CIRCLE AVE, SPENCER, WV 25276-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on Record
Deed Sale	Oct 7, 2021 · Amount on Record
Prior Sale	Nov 23, 2009 · Amount on Record
Deed Document Number	202178884
Deed Book / Page	627 / 605
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANE WV
Recording Date	Oct 7, 2021
Property Address	145 CIRCLE AVE, SPENCER, WV 25276-1709
Document Number	000627/605
Book / Page	627 / 605
Map Reference	DB 466 PG 256
Instrument Date	Oct 1, 2021
Instrument	2178884
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 CIRCLE AVE, SPENCER, WV 25276-1709

Mortgage

Document Number	000365/560
Date	Oct 7, 2021
Book Page	365/560
Instrument	2178885

Lender

Name	POCA VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Roane County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Municipality	Spencer City
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$525.00 (+5.42%)	$47,100 (+6.66%) Land $3,000 Building $44,100	$78,500 (+6.66%) Land $5,000 Building $73,500
2025	$498.00 (+6.18%)	$44,160 (+7.13%) Land $3,000 Building $41,160	$73,600 (+7.13%) Land $5,000 Building $68,600
2023	$469.00 (-49.19%)	$41,220 (+2.38%) Land $2,940 Building $38,280	$68,700 (+2.38%) Land $4,900 Building $63,800
2022	$923.00	$40,260 Land $2,940 Building $37,320	$67,100 Land $4,900 Building $62,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	23 (2000–2024)
Claims Outside the SFHA	7 of 23
Most Recent Claim	Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2024 · 2 claims Severe Storms And Flooding, Jun 2013 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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