Roane County property record for 138 Circle Ave, Spencer, WV 25276
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1970 |
| Lot Size | 0.315 acres (13,721 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $295 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-22B-0007.0000 |
| Primary APN | 07-22B-0007.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,721 sqft (0.315 acres) |
| Lot Dimensions | 137 ft deep x 100 ft wide |
| Terrain | Low |
| Porch | Porch |
| Porch Area | 192 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 74652301 |
|---|---|
| Street Address | 138 CIRCLE AVE |
| City | SPENCER |
| State | WV |
| Zip | 25276-1710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 PT 2 BOWMAN HTS |
| Legal Subdivision | BOWMAN HEIGHTS ADD SUB |
| Legal Lot Number | 1 |
| Jurisdiction | ROANE WV |
| Township / Civil Division | I |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 963000 |
138 Circle Ave is owned and occupied by an individual.
Source: Roane County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 138 CIRCLE AVE, SPENCER, WV 25276-1710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE WV |
| Property Address | 138 CIRCLE AVE, SPENCER, WV 25276-1710 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000361/132 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 361/132 |
| Instrument | 2172985 |
| Name | STATE CAPITOL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 1, 2031 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 138 Circle Ave was $295, up 5.4% from the year before.
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $295.00 (+5.36%) | $33,660 (+5.65%) Land $6,360 Building $27,300 | $56,100 (+5.65%) Land $10,600 Building $45,500 |
| 2025 | $280.00 | $31,860 Land $6,360 Building $25,500 | $53,100 Land $10,600 Building $42,500 |
| 2023 | $277.00 | $31,200 (+0.78%) Land $7,140 Building $24,060 | $52,000 (+0.78%) Land $11,900 Building $40,100 |
| 2022 | $277.00 | $30,960 Land $7,140 Building $23,820 | $51,600 Land $11,900 Building $39,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 138 Circle Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 23 (2000–2024) |
| Claims Outside the SFHA | 7 of 23 |
| Most Recent Claim | Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 138 Circle Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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