Richland County property record for 145 Chambers Rd, Ontario, OH 44906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,716 sqft · built 1976 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,442 (2025) |
| Deeds & Mortgages | Jan 2010 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-60-248-18-000 |
| Primary APN | 038-60-248-18-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 572 sqft |
| Finished Basement | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 21,000 sqft (0.482 acres) |
| Lot Dimensions | 253 ft deep x 83 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 79 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 145 CHAMBERS RD |
|---|---|
| City | ONTARIO |
| State | OH |
| Zip | 44906-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 215 & 216 N 23.33 FT 83.33 X 253 32A |
| Jurisdiction | RICHLAND OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 2400 |
145 Chambers Rd is owned and occupied by an individual who acquired it in February 2019.
Source: Richland County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 CHAMBERS RD, ONTARIO, OH 44906-1303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2010 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 26, 2019 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 23, 2019 |
| Transfer Doc | 02682/0323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 145 CHAMBERS RD, ONTARIO, OH 44906-1303 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | SOUTHERN TITLE |
| Name | Verified Name |
|---|
| Document Number | 01957/0757 |
|---|---|
| Date | Jan 26, 2010 |
| Book Page | 1957/0757 |
| Instrument | 201000000775 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 145 CHAMBERS RD, ONTARIO, OH 44906-1303 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 002874/575 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 2874/575 |
| Instrument | 202100003890 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 145 CHAMBERS RD, ONTARIO, OH 44906-1303 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2874/575 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 2874/575 |
| Instrument | 202100003890 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Nov 1, 2050 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | RICHLAND OH |
| Recording Date | Feb 26, 2019 |
| Property Address | 145 CHAMBERS RD, ONTARIO, OH 44906-1303 |
| Document Number | 02682/0323 |
| Book / Page | 2682 / 0323 |
| Instrument Date | Feb 23, 2019 |
| Instrument | 201900001937 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 145 CHAMBERS RD, ONTARIO, OH 44906-1303 |
The 2025 property tax bill for 145 Chambers Rd was $2,442 with a homeowner's exemption, up % from the year before.
Source: Richland County assessment roll, as of April 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Richland County |
| County Subdivision | Springfield Township |
| Municipality | Ontario City |
| Unified School District | Ontario Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,442.00 (+0.04%) | $60,510 (-) Land $10,400 Building $50,110 | |
| 2024 | $2,441.00 (-4.57%) Homeowner's exemption | $60,510 (-) Land $10,400 Building $50,110 | |
| 2023 | $2,558.00 (+50.12%) Homeowner's exemption | $60,510 (+58.49%) Land $10,400 Building $50,110 | $172,870 Land $29,710 Building $143,160 |
| 2022 | $1,704.00 Homeowner's exemption | $38,180 Land $7,440 Building $30,740 | |
| 2020 | $109,090 Land $21,250 Building $87,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Chambers Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Chambers Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO CITY serves 6,756 people · EPA ID OH7003512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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