Richland County property record for 115 Chambers Rd, Ontario, OH 44906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,748 sqft · built 1952 |
| Lot Size | 0.697 acres (30,361 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Jun 2022) |
| Tax Bill | $2,819 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-60-252-10-000 |
| Primary APN | 038-60-252-10-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 948 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 30,361 sqft (0.697 acres) |
| Lot Dimensions | 253 ft deep x 120 ft wide |
| Terrain | Above Road/Slope |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 140 sqft |
|---|---|
| Patio Area | 220 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 115 CHAMBERS RD |
|---|---|
| City | ONTARIO |
| State | OH |
| Zip | 44906-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ONTARIO VILLAGE 213 & 214 120 X 253 |
| Jurisdiction | RICHLAND OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 2400 |
Source: Richland County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 CHAMBERS RD, ONTARIO, OH 44906-1303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GALION BLDG AND LOAN BANK |
| Jun 7, 2022 | Warranty Deed, Transfer · Closed-End Mortgage GALION BUILDING & LOAN BANK |
| Mar 24, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2022 · Amount on Record |
| Deed Sale | Jun 7, 2022 · Amount on Record |
| Prior Sale | May 1, 1985 · Amount on Record |
| Deed Document Number | 20227196 |
| Deed Book / Page | 2991 / 4960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Recording Date | Oct 9, 2026 |
| Property Address | 115 CHAMBERS RD, ONTARIO, OH 44906-1303 |
| Document Number | 0000011960 |
| Book / Page | 3049 / 480 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 202611960 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | SOUTHERN TITLE |
| Name | Verified Name |
|---|---|
| Address | 115 CHAMBERS RD, ONTARIO, OH 44906-1303 |
| Document Number | 0000011960, |
|---|---|
| Date | Oct 9, 2026 |
| Book Page | 3049/480 |
| Instrument | 202611960 |
| Name | GALION BLDG AND LOAN BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND OH |
| Recording Date | Jun 7, 2022 |
| Property Address | 115 CHAMBERS RD, ONTARIO, OH 44906-1303 |
| Document Number | 02991/4960 |
| Book / Page | 2991 / 4960 |
| Map Reference | VOL 12 PG 12 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 202200007196 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | SOUTHERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 155, GALION, OH 44833-0155 |
| Mail Care Of | GALION BUILDING AND LOAN BANK |
| Document Number | 202200007197 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 202200007197 |
| Name | GALION BUILDING & LOAN BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 115 CHAMBERS RD, ONTARIO, OH 44906-1303 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 115 CHAMBERS RD, ONTARIO, OH 44906-1303 |
| Document Number | 002987/568 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 2987/568 |
| Instrument | 202200003825 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Richland County assessment roll, as of April 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Richland County |
| County Subdivision | Springfield Township |
| Municipality | Ontario City |
| Unified School District | Ontario Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,819.00 | $57,880 (-) Land $12,920 Building $44,960 | |
| 2024 | $2,819.00 (-2.25%) Homeowner's exemption | $57,880 (-) Land $12,920 Building $44,960 | |
| 2023 | $2,884.00 (+80.25%) Homeowner's exemption | $57,880 (+109.41%) Land $12,920 Building $44,960 | $165,370 (+109.46%) Land $36,900 Building $128,470 |
| 2022 | $1,600.00 Homeowner's exemption | $27,640 Land $9,240 Building $18,400 | |
| 2020 | $78,950 Land $26,390 Building $52,560 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO CITY serves 6,756 people · EPA ID OH7003512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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