Monroe County property record for 145 Breakers Dr, Vonore, TN 37885
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $395,000 (Mar 2024) |
| Tax Bill | $1,013 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062020H A 02200 |
| Primary APN | 062020H A 02200 |
|---|---|
| Alternative APN |
|
| Lot Area | 11,326 sqft (0.26 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 76 ft wide |
| Terrain | Rolling |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 145 BREAKERS DR |
|---|---|
| City | VONORE |
| State | TN |
| Zip | 37885-5414 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | DISTRICT: 02, COUNTY AREA: R01 |
| Legal Subdivision | RARITY BAY PHASE 14 |
| Legal Lot Number | 1208 76 |
| Jurisdiction | MONROE TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 925002 |
Source: Monroe County records, as of January 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2685 MISTY MORNING LN, ROSWELL, GA 30076-3648 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage VOLUNTEER FEDERAL SAVINGS BANK |
| Mar 8, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage VOLUNTEER FEDERAL SAVINGS BANK |
| May 21, 2018 | Warranty Deed, Transfer · Conventional with PMI ENRICHMENT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2024 · Amount on Record |
| Deed Sale | Mar 8, 2024 · Amount on Record |
| Prior Sale | May 21, 2018 · Amount on Record |
| Deed Document Number | 24001342 |
| Deed Book / Page | WD455 / 180 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE TN |
| Property Address | 145 BREAKERS DR, VONORE, TN 37885-5414 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000M44/351 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | M-44/351 |
| Instrument | 26001681 |
| Name | VOLUNTEER FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MADISONVILLE, TN 37354 |
| Amount | Amount Recorded |
|---|---|
| Term | 372 Months |
| Due | Mar 1, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 12.2% |
| Index | 1-Year CMT |
| Max Rate | 12.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE TN |
| Recording Date | Mar 8, 2024 |
| Property Address | 145 BREAKERS DR, VONORE, TN 37885-5414 |
| Document Number | 0WD455/180 |
| Book / Page | WD455 / 180 |
| Map Reference | CAB E SL 36 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 24001342 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,461.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2685 MISTY MORNING LN, ROSWELL, GA 30076-3648 |
| Document Number | 0024001343 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 24001343 |
| Name | VOLUNTEER FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 13.2% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 13.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE TN |
| Recording Date | May 21, 2018 |
| Property Address | BREAKERS DR, VONORE, TN 37885 |
| Document Number | 0000002986 |
| Book / Page | 000396 / 000172 |
| Instrument Date | May 15, 2018 |
| Instrument | 2986 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15505 HIDDEN OAKS LN CARMEL IN 460338160, CARMEL, IN 46033-8160 |
| Document Number | 2987 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 000035/000347 |
| Instrument | 2987 |
| Name | ENRICHMENT FCU |
|---|---|
| Type | Credit Union |
| Address | OAK RIDGE, TN 37831-0883 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 20, 2033 |
Source: Monroe County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,013.00 (+0.5%) | $66,525 (-) Land $66,525 | |
| 2023 | $66,525 Land $66,525 | $266,100 Land $266,100 | |
| 2022 | $1,008.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2020–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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