Monroe County property record for 129 Breakers Dr, Vonore, TN 37885
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 2,524 sqft · built 2025 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Apr 2021) |
| Tax Bill | $4,156 (2025) |
| Deeds & Mortgages | Feb 2023 Construction Loan Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062020H A 01800 |
| Primary APN | 062020H A 01800 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,524 sqft Living Area |
| Basement Area | 2,524 sqft |
| Finished Basement | 2,524 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2025 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 186 ft deep x 36 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 129 BREAKERS DR |
|---|---|
| City | VONORE |
| State | TN |
| Zip | 37885-5414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: R01 |
| Legal Subdivision | RARITY BAY PHASE 14 |
| Legal Lot Number | 1212 |
| Jurisdiction | MONROE TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 925002 |
Source: Monroe County records, as of January 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 865 RARITY BAY PKWY, VONORE, TN 37885-5335 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2023 | Deed of Trust, Mortgage · Construction Mortgage SOUTHEAST BANK |
| Oct 17, 2025 | Deed of Trust, Mortgage · Commercial Mortgage HOME FEDERAL BANK OF TENNESSEE FSB |
| May 21, 2025 | Deed of Trust, Mortgage · Line of Credit SOUTHEAST BANK |
| Apr 22, 2021 | Warranty Deed, Transfer TELLICO TITLE SERVICES INC |
| Dec 21, 2020 | Warranty Deed, Transfer SKYWAY TITLE SERVICES, SKYWAY TITLE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2021 · Amount on File |
| Deed Sale | Apr 22, 2021 · Amount on File |
| Prior Sale | Dec 21, 2020 · Amount on File |
| Deed Document Number | 21003616 |
| Deed Book / Page | WD422 / 636 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE TN |
| Property Address | 129 BREAKERS DR, VONORE, TN 37885-5414 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 865 RARITY BAY PKWY, VONORE, TN 37885-5335 |
| Document Number | 000W40/674 |
|---|---|
| Date | Feb 24, 2023 |
| Book Page | W-40/674 |
| Instrument | 23001139 |
| Name | SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | KNOXVILLE, TN 37919 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE TN |
| Property Address | 129 BREAKERS DR, VONORE, TN 37885-5414 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 129 BREAKERS DR, KNOXVILLE, TN 37901 |
| Document Number | 000Y43/450 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | Y-43/450 |
| Instrument | 25006886 |
| Name | HOME FEDERAL BANK OF TENNESSEE FSB |
|---|---|
| Type | Bank |
| Address | KNOXVILLE, TN 37901 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 83 Months |
| Due | Sep 29, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE TN |
| Property Address | 129 BREAKERS DR, VONORE, TN 37885-5414 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 129 BREAKERS DR, VONORE, TN 37885-5414 |
| Document Number | 000J43/403 |
|---|---|
| Date | May 21, 2025 |
| Book Page | J-43/403 |
| Instrument | 25003270 |
| Name | SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | KNOXVILLE, TN 37919 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE TN |
| Recording Date | Apr 22, 2021 |
| Property Address | 129 BREAKERS DR, VONORE, TN 37885-5414 |
| Document Number | 0WD422/636 |
| Book / Page | WD422 / 636 |
| Map Reference | CAB E SL 36 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 21003616 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | TELLICO TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $721.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 865 RARITY BAY PKWY, VONORE, TN 37885-5335 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE TN |
| Recording Date | Dec 21, 2020 |
| Property Address | BREAKERS DR, VONORE, TN 37885 |
| Document Number | 0000008500 |
| Book / Page | 000418 / 000630 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 8500 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2020 |
| Title Company | SKYWAY TITLE SERVICES, SKYWAY TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $622.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 213 TOOWEKA LN LOUDON TN 377742614, LOUDON, TN 37774-2614 |
Source: Monroe County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,156.00 (+312.3%) | $272,925 (+306.74%) Land $67,100 Building $205,825 | |
| 2023 | $67,100 Land $67,100 | $1,091,700 Land $268,400 Building $823,300 | |
| 2022 | $1,008.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2020–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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