145 Biscayne Ln, Marble, NC 28905 Property Records

Cherokee County property record for 145 Biscayne Ln, Marble, NC 28905 · Last verified October 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,508 sqft · built 2020
Lot Size	1.66 acres (72,310 sqft)
Owner	Individual Name on File
Tax Bill	$1,141 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552502767258000`

Property Details

APN / Parcel Number

Primary APN	`552502767258000`
Alternative APN	`34454`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	72,310 sqft (1.66 acres)
Lot Dimensions	332 ft deep x 24 ft wide
Terrain	Mountain
Porch	Open Porch
Porch Area	110 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	34454
Street Address	145 BISCAYNE LN
City	MARBLE
State	NC
Zip	28905-8638
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR LOVIN P/O 1415/103
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	1
Census Block	1085
Census Tract	930200

Owner

Source: Cherokee County records · APN 552502767258000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18 BLUFF RD, MARBLE, NC 28905-8514
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2011
Deed Sale	Jul 01, 2011
Deed Document Number	0001415111
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	145 BISCAYNE LN, MARBLE, NC 28905-8638
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1648/596
Date	Jul 02, 2020
Book Page	1648/596
Instrument	3354

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Feb 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,141.00	$159,090 (-)	$159,090 (-) Land $10,960 Building $148,130
2023		$159,090	$159,090 Land $10,960 Building $148,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399302001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force 2 of 8 on primary residences
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012, other causes

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 86% of North Carolina
Wildfire Likelihood	About 1 in 402 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.