Cherokee County property record for 140 Biscayne Ln, Marble, NC 28905
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,776 sqft · built 1948 |
| Lot Size | 2.49 acres (108,464 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Feb 2021) |
| Tax Bill | $1,174 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552502862514000 |
| Primary APN | 552502862514000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,776 sqft Heated Area |
| Gross Area | 4,832 sqft |
| 1st Floor Area | 1,776 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 108,464 sqft (2.49 acres) |
| Lot Dimensions | 501 ft deep x 126 ft wide |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 520 sqft |
| Patio Area | 456 sqft |
| Shed | 1 Shed |
| Shed Area | 1,040 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 53880 |
|---|---|
| Street Address | 140 BISCAYNE LN |
| City | MARBLE |
| State | NC |
| Zip | 28905-8638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TR 1 FR MCKILLIP 1338/382 |
| Legal Phase | 1338 |
| Legal Tract | 1 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | VALLEYTOWN |
| Census Block Group | 1 |
| Census Block | 1087 |
| Census Tract | 930200 |
Source: Cherokee County records, as of October 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 140 BISCAYNE LN, MARBLE, NC 28905-8638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2021 · Amount on Record |
| Deed Sale | Feb 15, 2021 · Amount on Record |
| Deed Document Number | 20211015 |
| Deed Book / Page | 1672 / 780 |
| Prior Transfer Date | Oct 7, 2008 |
| Prior Transfer Doc | 01338/0382 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 140 BISCAYNE LN, MARBLE, NC 28905-8638 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0001705/10 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 1705/10 |
| Instrument | 1243 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Feb 15, 2021 |
| Property Address | 140 BISCAYNE LN, MARBLE, NC 28905-8638 |
| Document Number | 001672/780 |
| Book / Page | 1672 / 780 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 1015 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 65, ENLOE, TX 75441-0065 |
| Name | Verified Name |
|---|---|
| Address | 140 BISCAYNE LN, MARBLE, NC 28905-8638 |
| Document Number | 0001672782 |
|---|---|
| Date | Feb 15, 2021 |
| Instrument | 1672/782 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Oct 10, 2018 |
| Property Address | 140 BISCAYNE LN, MARBLE, NC 28905-8638 |
| Document Number | 01597/0885 |
| Book / Page | 01597 / 0885 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 04868 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 742, MARBLE, NC 28905-0742 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 212, MARBLE, NC 28905-0212 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,174.00 | $164,050 (-) | $164,050 (-) Land $8,440 Building $155,610 |
| 2023 | $164,050 | $164,050 Land $8,440 Building $155,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
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