145 Beaver Trail Dr, Freeport, FL 32439 Property Records

Walton County property record for 145 Beaver Trail Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,229 sqft · built 2023
Lot Size	0.261 acres (11,369 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Sep 2026)
Tax Bill	$75 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-1S-19-23013-000-0080`

Property Details

APN / Parcel Number

Primary APN	`21-1S-19-23013-000-0080`
Alternative APN	`21-119-23013-000-0080`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,229 sqft Living Area
Gross Area	2,896 sqft
1st Floor Area	2,229 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	11,369 sqft (0.261 acres)
Lot Dimensions	164 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	145 BEAVER TRAIL DR
City	FREEPORT
State	FL
Zip	32439-2391
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 LIVE OAK HARBOUR PB 23-63 OR 3220-2354 OR 3299-3615
Legal Range	019
Legal Township	01S
Legal Section	21
Legal Subdivision	LIVE OAK HARBOUR
Legal Lot Number	8
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2091
Census Tract	950502

Owner

145 Beaver Trail Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Walton County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 BEAVER TRAIL DR, FREEPORT, FL 32439-2391
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Aug 23, 2023	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Aug 23, 2023 · Amount on File
Deed Document Number	202638775
Deed Book / Page	3413 / 1686
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 22, 2026
Property Address	145 BEAVER TRAIL DR, FREEPORT, FL 32439-2391
Document Number	0000038775
Book / Page	3413 / 1686
Instrument Date	Sep 18, 2026
Instrument	202638775
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279,265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 BEAVER TRAIL DR, FREEPORT, FL 32439-2391

Mortgage

Document Number	0000038776,
Date	Sep 22, 2026
Instrument	202638776

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 23, 2023
Property Address	145 BEAVER TRAIL DR, FREEPORT, FL 32439-2391
Document Number	0032993615
Book / Page	3299 / 3615
Map Reference	MB 23 PG 63-66
Instrument Date	Aug 18, 2023
Instrument	20230030244
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,799.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 BEAVER TRAIL DR, FREEPORT, FL 32439-2391

Mortgage

Document Number	0032993616
Date	Aug 23, 2023
Instrument	3299/3616

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 145 Beaver Trail Dr was $75.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$75.00	$309,559 Land $46,200 Building $263,359	$309,559 Land $46,200 Building $263,359
2024	$75.00 (-87.54%)
2023	$602.00 (-8.09%)	$46,200 (-9.91%) Land $46,200	$46,200 (-9.91%) Land $46,200
2022	$655.00	$51,282 Land $51,282	$51,282 Land $51,282

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 145 Beaver Trail Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Beaver Trail Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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