108 Beaver Trail Dr, Freeport, FL 32439 Property Records

Walton County property record for 108 Beaver Trail Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,135 sqft · built 2022
Lot Size	0.157 acres (6,882 sqft)
Owner	Company Name on File
Tax Bill	$4,357 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-1S-19-23013-000-0490`

Property Details

APN / Parcel Number

Primary APN	`21-1S-19-23013-000-0490`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,135 sqft Living Area
Gross Area	2,820 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2022
Exterior Material	Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,882 sqft (0.157 acres)
Lot Dimensions	12 ft deep x 5.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	108 BEAVER TRAIL DR
City	FREEPORT
State	FL
Zip	32439-2391
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 LIVE OAK HARBOUR PB 23-63 OR 3220-2354 OR 3272-1081 OR 3280-4834
Legal Lot Number	49
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2091
Census Tract	950502

Owner

108 Beaver Trail Dr is owned by a company that acquired it in February 2023.

Source: Walton County records, as of December 17, 2025

Owner of Record	Company Name on File
Mailing Address	123 BEAVER TRAIL DR, FREEPORT, FL 32439-2391
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Balloon Mortgage WYCKOFF LIVING TRUST
Mar 29, 2023	Deed of Trust, Mortgage · Balloon Mortgage DEBBIE MCCUTCHEN ETUX
Feb 20, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Nov 4, 2022	Special Warranty Deed, Subdivision Related Transfer DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2023
Deed Sale	Feb 20, 2023
Prior Sale	Nov 4, 2022 · Amount on File
Deed Document Number	0032804834
Deed Book / Page	3280 / 4834
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	108 BEAVER TRAIL DR, FREEPORT, FL 32439-2391
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 BEAVER TRAIL DR, FREEPORT, FL 32439-2391

Mortgage

Document Number	0032953650
Date	Jul 14, 2023
Book Page	3295/3650
Instrument	20230024953

Lender

Name	WYCKOFF LIVING TRUST
Type	Non-Lending Institution
Address	YUMA, AZ 85365

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	108 BEAVER TRAIL DR, FREEPORT, FL 32439-2391
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 LINDSEY MAGNOLIA CT, NAVARRE, FL 32566-7395

Mortgage

Document Number	0032844619
Date	Mar 29, 2023
Book Page	3284/4619
Instrument	20230010710

Lender

Name	DEBBIE MCCUTCHEN ETUX
Type	Private Party
Address	95 HIAWATHA AVE, WESTERVILLE, OH 43081

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 20, 2023
Property Address	108 BEAVER TRAIL DR, FREEPORT, FL 32439-2391
Document Number	0032804834
Book / Page	3280 / 4834
Map Reference	MB 23 PG 63-66
Instrument Date	Feb 20, 2023
Instrument	20230005733
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1855 LINDSEY MAGNOLIA CT, NAVARRE, FL 32566-7395

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 LINDSEY MAGNOLIA CT, NAVARRE, FL 32566-7395

November 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 4, 2022
Property Address	108 BEAVER TRAIL DR, FREEPORT, FL 32439-2391
Document Number	0032721081
Book / Page	3272 / 1081
Map Reference	MB 23 PG 63-66
Instrument Date	Oct 31, 2022
Instrument	20220048742
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Tax	$2,852.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 LINDSEY MAGNOLIA CT, NAVARRE, FL 32566-7395

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$295,928 Land $42,000 Building $253,928	$295,928 Land $42,000 Building $253,928
2024	$4,357.00 (-11.1%)
2023	$4,901.00 (+723.7%)	$369,949 (+693.54%) Land $42,000 Building $327,949	$369,949 (+693.54%) Land $42,000 Building $327,949
2022	$595.00	$46,620 Land $46,620	$46,620 Land $46,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Beaver Trail Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Beaver Trail Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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