1449 James Dr, Celina, OH 45822 Property Records

Mercer County property record for 1449 James Dr, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,933 sqft · built 1994
Lot Size0.275 acres (12,000 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Jul 2018)
Tax Bill$4,583 (2025)
Deeds & MortgagesMar 2022 Mortgage
Nov 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-476400.0000

Property Details

APN / Parcel Number

Primary APN27-476400.0000
Alternative APN
  • 05-36-127-015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,933 sqft Living Area
Basement Area1,933 sqft
Finished Basement1,933 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeAttached
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1449 JAMES DR
CityCELINA
StateOH
Zip45822-9482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRUNS SUBD LOT#: 128
Legal SubdivisionBRUNS SUBD
Legal Lot Number128
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group2
Census Block2005
Census Tract967500

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1449 JAMES DR, CELINA, OH 45822-9482
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC
Nov 26, 2019Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Jul 19, 2018Warranty Deed, Transfer · Conventional Mortgage
THE PEOPLES BANK CO
Jul 19, 2018Warranty Deed, Transfer · Conventional Mortgage
THE PEOPLES BANK CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2018 · Amount on Record
Deed SaleJul 19, 2018 · Amount on Record
Prior SaleSep 20, 2016 · Amount on Record
Deed Document Number20183426
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address1449 JAMES DR, CELINA, OH 45822-9482
Transaction TypeMortgage
Record UpdatedApr 7, 2022
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200001376
DateMar 18, 2022
Instrument202200001376
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address1449 JAMES DR, CELINA, OH 45822-9482
Transaction TypeMortgage
Record UpdatedSep 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900005508
DateNov 26, 2019
Instrument201900005508
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 9, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateJul 19, 2018
Property Address1449 JAMES DR, CELINA, OH 45822-9482
Document Number201800003426
Map ReferenceCAB1 PG82
Instrument DateJul 15, 2018
Instrument201800003426
Transaction TypeTransfer
Record UpdatedSep 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1449 JAMES DR, CELINA, OH 45822-9482

Mortgage

Document Number201800003427
DateJul 19, 2018
Instrument201800003427
Lender
NameTHE PEOPLES BANK CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateJul 19, 2018
Property Address1449 JAMES DR, CELINA, OH 45822-9482
Document Number201800003426
Map ReferenceCAB1 PG82
Instrument DateJul 15, 2018
Instrument201800003426
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1449 JAMES DR, CELINA, OH 45822-9482

Mortgage

Document Number201800003427
DateJul 19, 2018
Instrument201800003427
Lender
NameTHE PEOPLES BANK CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
MunicipalityCelina City
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,583.00$113,300 (-) Land $13,410 Building $99,890
2024$4,583.00 (+0.22%)$113,300 (-) Land $13,410 Building $99,890
2023$4,573.00 (+15.28%)$113,300 (+31.85%) Land $13,410 Building $99,890$323,700 (+31.85%) Land $38,300 Building $285,400
2022$3,967.00$85,930 Land $9,870 Building $76,060
2020$245,500 Land $28,200 Building $217,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2008)
Most Recent ClaimFeb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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