Mercer County property record for 1445 James Dr, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,634 sqft · built 1994 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Mar 2019) |
| Tax Bill | $3,969 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-476900.0000 |
| Primary APN | 27-476900.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,634 sqft Living Area |
| Basement Area | 1,245 sqft |
| Finished Basement | 1,245 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1445 JAMES DR |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-9482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRUNS SUBD LOT#: 133 |
| Legal Subdivision | BRUNS SUBD |
| Legal Lot Number | 133 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 967500 |
1445 James Dr is owned and occupied by two individuals who bought it in March 2019.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1445 JAMES DR, CELINA, OH 45822-9482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · Line of Credit DYNAMIC FEDERAL CREDIT UNION |
| Nov 13, 2017 | Deed of Trust, Mortgage · Line of Credit DYNAMIC FCU |
| Apr 26, 2021 | Deed of Trust, Mortgage · Line of Credit DYNAMIC FCU |
| Mar 6, 2019 | Survivorship Deed, Transfer DYNAMIC FCU |
| Aug 7, 2017 | Survivorship Deed, Transfer DYNAMIC FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2019 · Amount on File |
| Deed Sale | Mar 6, 2019 · Amount on File |
| Prior Sale | Aug 7, 2017 · Amount on File |
| Deed Document Number | 2019923 |
| Prior Transfer Date | Feb 1, 2016 |
| Prior Transfer Doc | 0000000485 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Apr 2, 2026 |
| Property Address | 1445 JAMES DR, CELINA, OH 45822-9482 |
| Document Number | 0000001410 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 20261410 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1445 JAMES DR, CELINA, OH 45822-9482 |
| Document Number | 0000001410, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 20261410 |
| Name | DYNAMIC FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1445 JAMES DR, CELINA, OH 45822-9482 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700005301 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 201700005301 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 1445 JAMES DR, CELINA, OH 45822-9482 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100002611 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 202100002611 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 25, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Mar 6, 2019 |
| Property Address | 1445 JAMES DR, CELINA, OH 45822-9482 |
| Document Number | 201900000923 |
| Map Reference | MB 1 PG 82 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 201900000923 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1445 JAMES DR, CELINA, OH 45822-9482 |
| Document Number | 201900000924 |
|---|---|
| Date | Mar 6, 2019 |
| Instrument | 201900000924 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Aug 7, 2017 |
| Property Address | 1445 JAMES DR, CELINA, OH 45822-9482 |
| Document Number | 201700003677 |
| Map Reference | CAB1 PG82 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 201700003677 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1445 JAMES DR, CELINA, OH 45822-9482 |
| Document Number | 201700003678 |
|---|---|
| Date | Aug 7, 2017 |
| Instrument | 201700003678 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 1445 James Dr was $3,969.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,969.00 | $98,110 (-) Land $13,410 Building $84,700 | |
| 2024 | $3,969.00 (+1.04%) | $98,110 (+0.79%) Land $13,410 Building $84,700 | |
| 2023 | $3,928.00 (+16.59%) | $97,340 (+33.38%) Land $13,410 Building $83,930 | $280,300 Land $38,300 Building $242,000 |
| 2022 | $3,369.00 | $72,980 Land $9,870 Building $63,110 | |
| 2020 | $208,500 Land $28,200 Building $180,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1445 James Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1445 James Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures