1448 S 540 W, Orem, UT 84058 Property Records

Utah County property record for 1448 S 540 W, Orem, UT 84058

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 2,016 sqft · built 2019
Lot Size	0.019 acres (840 sqft)
Owner	Individual Name on File
Last Sale	$311,500 (Apr 2019)
Tax Bill	$1,987 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-638-3122`

Property Details

APN / Parcel Number

Primary APN	`45-638-3122`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	2,456 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Combination
Roof Type	Gable
Roof Material	Other
Lot Area	840 sqft (0.019 acres)
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1448 S 540 W
City	OREM
State	UT
Zip	84058-7662
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 3122, LEXINGTON TOWNS, PHASE 2 SUB AREA 0.019 AC.
Legal Subdivision	LEXINGTON TOWNS, PHASE 2 SUB
Legal Phase	2
Legal Lot Number	3122
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2012
Census Tract	1201

Owner

1448 S 540 W, a townhouse, is owned and occupied by an individual who bought it in April 2019.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1448 S 540 W, OREM, UT 84058-7662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage FREEDOM CU
Apr 25, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2019 · Amount on File
Deed Sale	Apr 25, 2019 · Amount on File
Deed Document Number	201934969
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1448 S 540 W, OREM, UT 84058-7662
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 S 700 E, PAYSON, UT 84651-2950

Mortgage

Document Number	0000036060
Date	Jun 5, 2023
Instrument	36060:2023

Lender

Name	FREEDOM CU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 25, 2019
Property Address	1448 S 540 W, OREM, UT 84058-7662
Document Number	0000034969
Instrument Date	Apr 1, 2019
Instrument	034969:2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	COTTONWOOD TTL INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 S 540 W, OREM, UT 84058-7662
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034970
Date	Apr 25, 2019
Instrument	034970:2019

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1448 S 540 W was $1,987.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,735 (-44.52%)	$457,700 (+0.88%) Land $71,200 Building $386,500
2025	$1,987.00	$453,700 Land $66,700 Building $387,000	$453,700 Land $66,700 Building $387,000
2024	$1,987.00 (+12.58%)
2023	$1,765.00 (-5.31%)	$232,045	$421,900 Land $62,000 Building $359,900
2022	$1,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1448 S 540 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1448 S 540 W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Beehive Broadband, Fusion Networks.

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