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14472 E 875th Rd, Effingham, IL 62401 Property Records

Effingham County property record for 14472 E 875th Rd, Effingham, IL 62401 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2023
Square Footage2,219 sqft Base Area
Lot Size143,748 sqft (3.3 acres)
Garage734 sqft
OccupancyOwner Occupied
Last Sale$27,500 (2017)
Tax Bill$7,136.00 (2024)

Property Details

APN / Parcel Number

Primary APN14-10-021-120

Interior

Building Area2,219 sqft Base Area
1st Floor2,219 sqft 1st Floor
Basement Area2,219 sqft Basement
Unfinished Basement2,219 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Construction TypeFrame Construction
Lot Area143,748 sqft (3.3 acres)
Parking Spaces3 Parking Spaces
Garage Area734 sqft Garage

Location & Zoning

Street Address14472 E 875TH RD
CityEFFINGHAM
StateIL
Zip62401-7194
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT E 458FT LOT 1 N 1/2 NE NW FIELDS & TAYLOR SUB. 3794/1 3308/160 3229/125 2767/208 1018/96
Legal SubdivisionNE NW FIELDS & TAYLOR SUB
Legal Lot Number1
JurisdictionEFFINGHAM IL
Minor Civil DivisionWATSON
Census Blockgroup2
Census Block2025
Census Tract950500

Owner

Source: Effingham County records · APN 14-10-021-120

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14472 E 875TH RD, EFFINGHAM, IL 62401-7194
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2023Deed of Trust, Mortgage · Commercial Mortgage
WASHINGTON SAVINGS BANK
Sep 16, 2022Deed of Trust, Mortgage · Building or Construction Mortgage
WASHINGTON SAVINGS BANK
Jul 24, 2019Deed of Trust, Mortgage · Line of Credit
CROSSROADS BANK
Jun 27, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 16, 2017Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2017 · Amount on Record
Deed SaleJun 16, 2017 · Amount on Record
Deed Doc Number20171702656
Deed Book / Page3308 / 160
Last Transfer DateJun 24, 2022
Transfer Doc00003794/1
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address14472 E 875TH RD, EFFINGHAM, IL 62401-7194
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address14472 E 875TH RD, EFFINGHAM, IL 62401-7194

Mortgage

Document Number0003876/91
DateAug 30, 2023
Book Page3876/91
Instrument202323002813
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.36%
Min Rate At Change6.12%
Max Rate11.1%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address14472 E 875TH RD, EFFINGHAM, IL 62401-7194
Transaction TypeMortgage
Record UpdatedAug 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 E SAINT LOUIS AVE, EFFINGHAM, IL 62401-3437

Mortgage

Document Number003811/291
DateSep 16, 2022
Book Page3811/291
Instrument202222003822
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term8 Months
DueMay 16, 2023

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address14472 E 875TH RD, EFFINGHAM, IL 62401-7194
Transaction TypeMortgage
Record UpdatedAug 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003482/279
DateJul 24, 2019
Book Page3482/279
Instrument201901902807
Lender
NameCROSSROADS BANK
TypeCredit Union
AddressEFFINGHAM, IL 62401
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEFFINGHAM IL
Recording DateJun 27, 2022
Property Address14472 E 875TH RD, EFFINGHAM, IL 62401-7194
Document Number00003794/1
Book / Page3794 / 1
Instrument DateJun 24, 2022
Instrument202222002676
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address14255 E 905TH AVE, EFFINGHAM, IL 62401-4875

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address604 E SAINT LOUIS AVE, EFFINGHAM, IL 62401-3437

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateJun 16, 2017
Property Address14472 E 875TH RD, EFFINGHAM, IL 62401-7194
Document Number003308/160
Book / Page3308 / 160
Map ReferenceMB 29 PG 366
Instrument DateJun 15, 2017
Instrument201701702656
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$44.25
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address14255 E 905TH AVE, EFFINGHAM, IL 62401-4875

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionWatson Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$7,136.00 (+4,122.49%)$137,700 (+4,15%) Land $5,720 Building $131,980$413,100 (+4,15%) Land $17,160 Building $395,940
2022$169.00$3,240 Land $3,240$9,720 Land $9,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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