1447 Clay St, Hayward, CA 94541 Property Records

Alameda County property record for 1447 Clay St, Hayward, CA 94541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 1920
Lot Size	0.155 acres (6,750 sqft)
Owner	Trust Name on File
Last Sale	$386,500 (Nov 2003)
Tax Bill	$7,786 (2025)
Deeds & Mortgages	Dec 2019 Reverse Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`427-46-23`

Property Details

APN / Parcel Number

Primary APN	`427-46-23`
Alternative APN	`427-0046-023-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,572 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1951
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,750 sqft (0.155 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1447 CLAY ST
City	HAYWARD
State	CA
Zip	94541-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00023 BLK: AR: 0427 PAGE: 0046
Legal Subdivision	HIGHLAND ADD
Legal Lot Number	26&25
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	4
Census Block	4002
Census Tract	436403

Owner

1447 Clay St is owner-occupied and held in a trust since November 2003.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	1447 CLAY ST, HAYWARD, CA 94541-4316
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2003 · Amount on File
Deed Sale	Nov 5, 2003 · Amount on File
Prior Sale	Jul 9, 1996 · Amount on File
Deed Document Number	2003659609
Prior Transfer Date	Jul 3, 1996
Prior Transfer Doc	0000167463
Record Updated	Oct 29, 2026

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Dec 10, 2019
Property Address	1447 CLAY ST, HAYWARD, CA 94541-4316
Document Number	0000252393
Map Reference	MB 21 PG 71
Instrument Date	Dec 4, 2019
Instrument	2019252393
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1447 CLAY ST, HAYWARD, CA 94541-4316

Mortgage

Document Number	0000252394
Date	Dec 10, 2019
Instrument	2019252394

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.45%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1447 CLAY ST, HAYWARD, CA 94541-4316
Document Number	0000171609
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1447 CLAY ST HAYWARD CA 945414316, HAYWARD, CA 94541-4316

Mortgage

Document Number	0000171609
Date	Aug 31, 2018
Instrument	171609

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1447 Clay St was $7,786 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$652,178 (+0.92%) Land $168,071 Building $491,107
2025	$7,786.00 Homeowner's exemption	$646,254 Land $164,776 Building $481,478
2023	$7,592.00 Homeowner's exemption	$621,162 Land $158,378 Building $462,784	$754,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1447 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1447 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Sonic Telecom, T-Mobile, Verizon.

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