1446 Clay St, Hayward, CA 94541 Property Records

Alameda County property record for 1446 Clay St, Hayward, CA 94541

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1935
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Oct 2004)
Tax Bill	$7,323 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`427-46-13`

Property Details

APN / Parcel Number

Primary APN	`427-46-13`
Alternative APN	`427-0046-013-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1446 CLAY ST
City	HAYWARD
State	CA
Zip	94541-4344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00013 BLK: AR: 0427 PAGE: 0046
Legal Subdivision	HIGHLAND ADD
Legal Lot Number	16
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	4
Census Block	4001
Census Tract	436403

Owner

1446 Clay St is owned and occupied by two individuals who bought it in October 2004.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1446 CLAY ST, HAYWARD, CA 94541-4344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2004 · Amount on File
Deed Sale	Oct 18, 2004 · Amount on File
Deed Document Number	2004466251
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1446 CLAY ST, HAYWARD, CA 94541-4344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 CLAY ST, HAYWARD, CA 94541-4344

Mortgage

Document Number	0000323403
Date	Nov 24, 2020
Instrument	2020323403

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1446 CLAY ST, HAYWARD, CA 94541-4344
Document Number	0000220112
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1446 CLAY ST HAYWARD CA 945414344, HAYWARD, CA 94541-4344

Mortgage

Document Number	0000220112
Date	Oct 5, 2017
Instrument	220112

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 4, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1446 Clay St was $7,323 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,308 (+0.83%) Land $183,392 Building $427,916
2025	$7,323.00 Homeowner's exemption	$599,324 Land $179,797 Building $419,527
2023	$7,143.00 Homeowner's exemption	$576,057 Land $172,817 Building $403,240	$673,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1446 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1446 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Sonic Telecom, T-Mobile, Verizon.

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