1446 Horizon Ln, Patterson, CA 95363 Property Records

Stanislaus County property record for 1446 Horizon Ln, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,973 sqft · built 2006
Lot Size	0.17 acres (7,391 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Jan 2021)
Tax Bill	$9,802 (2026)
Deeds & Mortgages	Oct 2018 Second Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`021-072-025-000`

Property Details

APN / Parcel Number

Primary APN	`021-072-025-000`
Alternative APN	`0217225000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,973 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	7,391 sqft (0.17 acres)
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1446 HORIZON LN
City	PATTERSON
State	CA
Zip	95363-8300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR.PATTERSON GARDENS#2 REFLECTIONS(41M86) LOT 29
Legal Subdivision	PATTERSON GARDENS #2
Legal Block	2
Legal Lot Number	29
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	2
Census Block	2003
Census Tract	3203

Owner

1446 Horizon Ln is owned and occupied by two individuals who bought it in January 2021.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1446 HORIZON LN, PATTERSON, CA 95363-8300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAGSTAR BANK FSB
Jan 28, 2021	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2021 · Amount on File
Deed Sale	Jan 28, 2021 · Amount on File
Prior Sale	Mar 8, 2013 · Amount on File
Deed Document Number	20219006
Prior Transfer Date	Sep 29, 2014
Prior Transfer Doc	0000067519
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1446 HORIZON LN, PATTERSON, CA 95363-8300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074438
Date	Oct 26, 2018
Instrument	2018-0074438

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2028

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 28, 2021
Property Address	1446 HORIZON LN, PATTERSON, CA 95363-8300
Document Number	0000009006
Map Reference	MB 41 PG 86
Instrument Date	Jan 23, 2021
Instrument	2021-0009006
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1446 HORIZON LN, PATTERSON, CA 95363-8300

Mortgage

Document Number	0000009007
Date	Jan 28, 2021
Instrument	2021-0009007

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1446 Horizon Ln was $9,802, down 9.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Patterson City
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,802.00 (-9.11%)	$515,500 (-16.45%) Land $185,000 Building $330,500
2025	$10,784.00	$616,985 Land $140,716 Building $476,269
2023	$10,584.00 (+4.81%)	$593,028 Land $135,252 Building $457,776
2022	$10,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1446 Horizon Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1446 Horizon Ln is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Frontier Fiber	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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