14451 Cemetery Rd, Dow, IL 62022 Property Records

Jersey County property record for 14451 Cemetery Rd, Dow, IL 62022 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2005
Square Footage	1,778 sqft Total Area
Lot Size	87,120 sqft (2 acres)
Occupancy	Owner Occupied
Tax Bill	$5,108.00 (2025)

Owner

Source: Jersey County records · APN 01-074-021-00

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14451 CEMETERY RD, DOW, IL 62022-3406
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	14451 CEMETERY RD, DOW, IL 62022-3406
Transaction Type	Mortgage
Record Updated	Apr 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000159356
Date	Apr 20, 2020
Instrument	202000159356

Lender

Name	1ST MIDAMERICA CREDIT UNION

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Jersey County records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Elsah Township
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,108.00 (-4.08%)	$94,170 (+17.13%) Land $7,855 Building $86,315	$282,510 (+17.13%) Land $23,565 Building $258,945
2024	$5,325.00 (+9.55%)
2022	$4,861.00 Homeowner's exemption	$80,395 Land $6,580 Building $73,815	$241,185 Land $19,740 Building $221,445

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jersey County (17083C), updated April 2, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`01-074-021-00`
Alternative APN	`074-021-00`

Interior

Building Area	1,778 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	074-021-00
Street Address	14451 CEMETERY RD
City	DOW
State	IL
Zip	62022-3406
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TRACT IN PT NW1/4 NW1/4 SE1/4 NO SALES 2005 1STY/BSMT 1778SQ
Legal Subdivision	S 4, T6N, RNG 11 W OF 3RD PM
Jurisdiction	JERSEY IL
Minor Civil Division	ELSAH
Census Blockgroup	1
Census Block	1012
Census Tract	10300