Jersey County property record for 13507 Cemetery Rd, Dow, IL 62022 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,652 sqft · built 1997 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,708 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Sep 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-139-017-30 |
| Primary APN | 01-139-017-30 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,652 sqft Total Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 217,800 sqft (5 acres) |
| Account Number | 139-017-30 |
|---|---|
| Street Address | 13507 CEMETERY RD |
| City | DOW |
| State | IL |
| Zip | 62022-3409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT IN S1/2 SW1/4 NE1/4 NO SALES 1997 1STY/BSMT 1652SQ |
| Legal Subdivision | S 9, T6N, RNG 11 W OF 3RD PM |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | ELSAH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10300 |
Source: Jersey County records · APN 01-139-017-30
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13507 CEMETERY RD, DOW, IL 62022-3409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST MIDAMERICA CREDIT |
| Sep 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance 1ST MIDAMERICA CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 13507 CEMETERY RD, DOW, IL 62022-3409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Title Company | SERENITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 2077/0102 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 2077/0102 |
| Instrument | 201700150773 |
| Name | FIRST MIDAMERICA CREDIT |
|---|---|
| Address | EAST ALTON, IL 62024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 96 Months |
| Due | Sep 28, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 13507 CEMETERY RD, DOW, IL 62022-3409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Title Company | SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD |
| Name | Verified Name |
|---|
| Document Number | 202000161317 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 202000161317 |
| Name | 1ST MIDAMERICA CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Oct 01, 2028 |
Source: Jersey County records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Elsah Township |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,708.00 (+9.46%) | $92,370 (+40.14%) Land $14,140 Building $78,230 | $277,110 (+40.14%) Land $42,420 Building $234,690 |
| 2024 | $4,301.00 (+9.86%) | ||
| 2022 | $3,915.00 Homeowner's exemption | $65,915 Land $11,845 Building $54,070 | $197,745 Land $35,535 Building $162,210 |
Source: FEMA National Flood Hazard Layer, Jersey County (17083C), updated April 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170830103001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force 4 of 7 on primary residences |
| Nearby Flood Claims | 53 (1979–2024) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Jul 2024, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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