1445 Rainfall Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 1445 Rainfall Ct, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,780 sqft · built 2016
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$394,335 (Mar 2017)
Tax Bill	$6,554 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103-000-430`

Property Details

APN / Parcel Number

Primary APN	`103-000-430`
Alternative APNs	`000000018880` `0000226995` `103 430`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,780 sqft Living Area
Basement Area	1,649 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	184 sqft
Deck Area	Deck Area
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000226995
Street Address	1445 RAINFALL CT
City	CUMMING
State	GA
Zip	30040-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES3
Legal Description	2-1 56 LT 250 THORNGATE - UN 5
Legal Subdivision	THORNGATE UN 5
Legal Block	5
Legal Lot Number	250
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1017
Census Tract	130410

Owner

1445 Rainfall Ct is owned and occupied by two individuals who bought it in March 2017.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1445 RAINFALL CT, CUMMING, GA 30040-8403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CREDIT UNION
Mar 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLATINIUM MORTGAGE
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2017 · Amount on File
Deed Sale	Mar 17, 2017 · Amount on File
Deed Document Number	20172360
Deed Book / Page	8135 / 608
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	1445 RAINFALL CT, CUMMING, GA 30040-8403
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 RAINFALL CT, CUMMING, GA 30040-8403

Mortgage

Document Number	0099090000000518
Date	Feb 2, 2021
Book Page	0000009909/0000000518

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2045

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	1445 RAINFALL CT, CUMMING, GA 30040-8403
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081350611
Date	Mar 22, 2017
Book Page	8135/611
Instrument	15814120023

Lender

Name	PLATINIUM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	1445 RAINFALL CT, CUMMING, GA 30040-8403
Document Number	0092850171
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NTC - KEY W

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1445 RAINFALL CT CUMMING GA 300408403, CUMMING, GA 30040-8403

Mortgage

Document Number	0092850171
Date	Apr 1, 2020
Book Page	009285/000171

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	1445 RAINFALL CT, CUMMING, GA 30040-8403
Document Number	0089290019
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 RAINFALL CT CUMMING GA 300408403, CUMMING, GA 30040-8403

Mortgage

Document Number	0089290019
Date	Jun 21, 2019
Book Page	008929/000019

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1445 Rainfall Ct was $6,554 with exemptions applied.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,554.00	$305,576 Land $74,000 Building $231,576	$763,940 Land $185,000 Building $578,940
2023	$5,179.00 (+0.74%) Homeowner's exemption	$257,392 (+49.88%) Land $60,000 Building $197,392	$643,480 (+49.88%) Land $150,000 Building $493,480
2022	$5,141.00 Homeowner's exemption	$171,736 Land $40,000 Building $131,736	$429,340 Land $100,000 Building $329,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1445 Rainfall Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1445 Rainfall Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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