1440 Rainfall Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 1440 Rainfall Ct, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,065 sqft · built 2018
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,900 (Aug 2019)
Tax Bill	$6,572 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103-000-427`

Property Details

APN / Parcel Number

Primary APN	`103-000-427`
Alternative APNs	`000000018877` `0000218549` `103 427`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,065 sqft Living Area
Basement Area	1,553 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Other
Construction Type	Wood
Lot Area	11,326 sqft (0.26 acres)
Garage Area	430 sqft
Porch	Porch
Porch Area	147 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000218549
Street Address	1440 RAINFALL CT
City	CUMMING
State	GA
Zip	30040-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES3
Legal Description	2-1 56 LT 247 THORNGATE - UN 5
Legal Subdivision	THORNGATE UN 5
Legal Block	5
Legal Lot Number	247
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1017
Census Tract	130410

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1440 RAINFALL CT, CUMMING, GA 30040-8403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2025	Deed of Trust, Mortgage · Line of Credit LOAN DEPOT COM
Aug 22, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage CARDINAL FIN'L
Aug 22, 2019	Quit Claim Deed, Transfer · FHA Mortgage CARDINAL FIN'L
Feb 27, 2019	Grant Deed, Mortgage CLARIDGE THORNGATE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	20198351
Deed Book / Page	9001 / 459
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	1440 RAINFALL CT, CUMMING, GA 30040-8403
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 RAINFALL CT, CUMMING, GA 30040-8403

Mortgage

Document Number	0115750000000059
Date	Jun 30, 2025
Book Page	0000011575/0000000059

Lender

Name	LOAN DEPOT COM

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Aug 22, 2019
Property Address	1440 RAINFALL CT, CUMMING, GA 30040-8403
Document Number	0090010459
Book / Page	009001 / 000459
Instrument Date	Aug 16, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 RAINFALL CT CUMMING GA 300408403, CUMMING, GA 30040-8403

Mortgage

Document Number	90010460
Date	Aug 22, 2019
Book Page	009001/000460

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Aug 22, 2019
Property Address	1440 RAINFALL CT, CUMMING, GA 30040-8403
Document Number	0090010485
Book / Page	009001 / 000485
Instrument Date	Aug 16, 2019
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1440 RAINFALL CT CUMMING GA 300408403, CUMMING, GA 30040-8403

Mortgage

Document Number	90010460
Date	Aug 22, 2019
Book Page	009001/000460

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

February 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Feb 27, 2019
Property Address	1440 RAINFALL CT, CUMMING, GA 30040-8403
Document Number	0088090082
Book / Page	008809 / 000082
Instrument Date	Feb 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5955 CARNEGIE BLVD #225 CHARLOTTE NC 282094679, 225, CHARLOTTE, NC 28209-4679

Mortgage

Document Number	88090082
Date	Feb 27, 2019
Book Page	008809/000082

Lender

Name	CLARIDGE THORNGATE LLC
Address	7610 QUAIL PARK DR, CHARLOTTE, NC 28210-6924

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Feb 26, 2022

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,572.00 (+1.39%)	$268,016 (+12.17%) Land $74,000 Building $194,016	$670,040 (+12.17%) Land $185,000 Building $485,040
2024	$6,482.00 (+10.24%)
2023	$5,880.00 (+14.2%)	$238,928 (+51.11%) Land $60,000 Building $178,928	$597,320 (+51.11%) Land $150,000 Building $447,320
2022	$5,149.00	$158,116 Land $40,000 Building $118,116	$395,290 Land $100,000 Building $295,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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