1445 Co Rd 445, Centre, AL 35960 Property Records

Cherokee County property record for 1445 Co Rd 445, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,764 sqft · built 1975
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$939 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-14-01-11-0-000-010.001`

Property Details

APN / Parcel Number

Primary APN	`13-14-01-11-0-000-010.001`
Alternative APNs	`ALT APN:1401110000010001` `206281`

Interior

Stories	1 Story
Building Area	1,764 sqft Living Area
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	206281
Street Address	1445 COUNTY ROAD 445
City	CENTRE
State	AL
Zip	35960-6409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM @ SE COR SE/4 NE/4;W486 TO POB;N175;W219;S200;E250 TO POB
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5012
Census Tract	956000

Owner

1445 Co Rd 445 is owned and occupied by two individuals.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1445 COUNTY ROAD 445, CENTRE, AL 35960-6409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1445 COUNTY ROAD 445, CENTRE, AL 35960-6409
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221844
Date	Dec 15, 2021
Instrument	221844

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 12, 2018
Property Address	1445 COUNTY ROAD 445, CENTRE, AL 35960-6409
Document Number	0000204389
Instrument Date	Sep 11, 2018
Instrument	204389
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 COUNTY ROAD 449, CENTRE, AL 35960-6827

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1445 COUNTY ROAD 445, CENTRE, AL 35960-6409

Tax Assessment & Valuation

The 2026 property tax bill for 1445 Co Rd 445 was $939 with a homeowner's exemption, up 7.3% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$939.00 (+7.31%)
2025	$875.00 Homeowner's exemption	$22,100 (-) Land $660 Building $21,440	$220,900 (-) Land $6,600 Building $214,300
2024	$875.00 Additional exemption filed	$22,100 (-) Land $660 Building $21,440	$220,900 (-) Land $6,600 Building $214,300
2023	$875.00 Homeowner's exemption	$22,100 (-)	$220,900 (-) Land $6,600 Building $214,300
2022	$875.00 Homeowner's exemption	$22,100 Land $660 Building $21,440	$220,900 Land $6,600 Building $214,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1445 Co Rd 445 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1445 Co Rd 445 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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