Cherokee County property record for 890 Co Rd 445, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 884 sqft · built 1970 |
| Lot Size | 1.58 acres (68,991 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $137,500 (Feb 2026) |
| Tax Bill | $400 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 13-14-01-11-0-000-027.000 |
| Primary APN | 13-14-01-11-0-000-027.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 884 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 68,991 sqft (1.58 acres) |
| Porch | Slab |
| Porch Area | 112 sqft |
| Deck Area | Deck Area |
| Account Number | 12186 |
|---|---|
| Street Address | 890 COUNTY ROAD 445 |
| City | CENTRE |
| State | AL |
| Zip | 35960-6404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3, SAND VALLEY S/D, PB 7/23 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 11 |
| Legal Subdivision | SAND VALLEY SD |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 5 |
| Census Block | 5026 |
| Census Tract | 956000 |
890 Co Rd 445 is owned and occupied by two individuals who bought it in February 2026.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 890 COUNTY ROAD 445, CENTRE, AL 35960-6404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2026 · Amount on File |
| Deed Sale | Feb 18, 2026 · Amount on File |
| Deed Document Number | 2026242501 |
| Prior Transfer Date | Feb 16, 2026 |
| Prior Transfer Doc | 0000242501 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 890 Co Rd 445 was $400, up 7.5% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400.00 (+7.53%) | ||
| 2025 | $372.00 (+3.62%) | $9,420 (+37.72%) Land $5,360 Building $4,060 | $112,400 (+3.21%) Land $53,500 Building $58,900 |
| 2024 | $359.00 Additional exemption filed | $6,840 (-37.25%) Land $5,000 Building $1,840 | $108,900 (-) Land $50,000 Building $58,900 |
| 2023 | $359.00 Additional exemption filed | $10,900 (+59.36%) | $108,900 (-) Land $50,000 Building $58,900 |
| 2022 | Additional exemption filed | $6,840 Land $5,000 Building $1,840 | $108,900 Land $50,000 Building $58,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 890 Co Rd 445 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 890 Co Rd 445 is low, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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